Tag: Linda Ayres

#MicCheck! WHEN INSURANCE COMPANIES and #TeamsOfCrooks DESTROY AND KILL FOR PROFITS?

~ Linda Ayres and Friends ~ Leave a comment

There is #FungusAmongUs

#GotContractorComplaints 

#GotInsuranceCompanyComplaints

 

The State Farm Claims Loss Process needs some work, wouldn’t you agree?

 

Grateful for #SocialMediaSupportGroups….  Here’s part of comments left in a facebook #ToxicMold support group.  I’m not sure (yet) why we don’t just call it what it is — #BioTerrorism by the #ProfitsBeforeLives #TeamsOfCrooks

Has anybody had success with insurance companies authorizing adequate and complete handling water intrusion, moisture and rain damage, mitigating damages, doing complete necessary demolition and restoration after a roof blow off?

Or has anybody had any success with finding a smart & legit lawyer to help the Insurance company do the right thing?🤔 (My insurance agent told me to lawyer up and sue them all for $10,000,000 or more!)

My insurance carrier just made everything substantially worse then washed their hands of it and blamed the vendors they sent  & told me to get a lawyer to deal with it 😳 #TeamsOfCrooks‼️

Someone told me my story is all too common 😳 [ that sucks! ]

My roof blew off 2.2.2019 and the insurance company sent a team of #PreferredVendors who refused to properly tarp the house and left me without a roof for 40 days of rain wind hail and snow.  They did not demolish all water damaged walls- just about 80%


In March – their preferred vendor for air quality testing company did air samples in only 3 rooms and called it “acceptable” so the adjuster suggests the problems are not because the remediation job was incomplete and the house was roofless for over 40 days — so it must be a mystery cause after their vendors did all that poor quality and incomplete work!

It took until November to gather all the data from the various and multiple air quality reports and thereby identify the problem areas, that coincidentally are the same areas that were noted as WATER DAMAGED by the vendors, but not demolished or mitigated.  

When the gross negligence by all vendors was brought to the attention of the insurance company, they, of course, transferred the file to a new adjuster who was apparently told to just deny the claim, despite all scientific evidence and expert witness reports. 

What a crooked shame.  It could have been handled as an apparent oversight that the suspicious areas were NOT DEMOLISHED OR REMEDIATED, that the alleged mitigation of February was not completed, and that in order to restore the home to pre-loss condition, the WATER DAMAGE AND REMEDIATION PORTION OF THE PROJECT NEEDS TO BE COMPLETED.

THE INSURANCE CARRIER SEEMS TO THINK THEY CAN GET AWAY WITH BAD FAITH AND DENIAL OF THE INFORMATION IN THE EXPERT WITNESS AND  ENVIRONMENTAL HYGIENIST PROTOCOL THAT THEY AUTHORIZED AND PAID FOR ($2,000).  

Once the evidence was presented, the insurance carrier teams delayed till they had a strategy to deny the claim. Their strategy includes throwing their #PreferredVendors under the bus, and advising the insured to retain legal counsel and “sue for $10,000,000 or more”

Anybody with ANY EXPERIENCE with workers compensation dirty doctors can easily see the eerie playbook similarities of the #ProfitsBeforeLives psychopaths of the insurance industries.  #KissinCousins….?

I was provided a hotel room as temporary housing from February through June 2019. Upon move back – poisoned air was discovered and its been a nightmare of lies, deceptions, incomplete and false reports and the usual bad stuff ever since. 

The designated General Contractor caused loss of use policy coverage apparent forfeiture of nearly $90,000 in coverage when they threatened the safety of the household good if insured did not pay $500 and take over the pod lease.  Had the insured known that the household goods had already been intentionally destroyed by said general contractor firm, she would still be safely in a hotel room while working out necessary repairs.  

All household goods were lost due to the international water mitigation company’s cross contamination using dirty previously used boxes, refusal to clean and dry said household goods before tossing in a container and breaking what they didn’t steal.  That is not to mention their refusal to replace the blown off roof for over 40 days, causing extreme damage.

Of course, they are all playing BLAME THE VICTIM – AN ELDERLY, DISABLED SINGLE FEMALE in RURAL CALIFORNIA.

In November 2019– a complete house inspection was done by an environmental hygienist, identifying several locations of unmitigated water damage and consequent mold, requiring immediate demolition, removal and remediation.  The project just needs to be completed, yet State Farm and it’s co-conspirators want to make it a Federal BioTerrorism case?

The insurance adjuster said it’s not their problem and if I’m concerned for my health, to take precautions but they aren’t responsible for their preferred vendors gross negligence.

There have beenfive reports since June, and each one is Progressively worse. 😳

If my environment is increasingly toxic… It seems that … even just a little bit left can escalate, mutate and expand? 😳  Lots of Snake Oils Sales in the mold industry, huh? 

I haven’t been able to find a lawyer to help nor find a doctor with any knowledge on diagnosing & treating for extreme mold exposure. 

How do you #KeepTheFaith & prioritize survival actions? 🤕🤔🙂

Thanks for having this group!!!


All Nuclear Reactors Leak All Of The Time, some more than others — On Purpose.

1,946 known radioactive isotopes

#DodgeTheRads

Their #PreferredVendors escalated a $10,000 roof replacement claim to over $100,000, not including personal injuries sustained, and there is an estimate additional $50,000 in work to be done, that was done inadequately and incompletely in February 2019, plus loss of use for next phase of repairs, and loss of use and dangerous of being in the consequent toxic environment since the end of June.

If you know something, #PostSomething because #WeAreTheMediaNow

Does your #HomeOwners #InsurancePolicy cover unmitigated water damage and consequent  #Bioterrorism by insurance company #PreferredVendors or does it have to be reported to DHS?

#GotContractorComplaints?   Something is terribly terribly wrong with the insurance industries, isn’t it?

Are you #LinkedIn?  Here’s part of the story.

This blog will be a one-day-at-a-time work of social media art, and #VirtualCombatSkills.  I’ve been saving some social media posts for you, hoping it wouldn’t come to this.  It has.

How about twitter?  Check the hashtag #GotContractorComplaints  #SparkTwitterStorms  #SparkSolidarity

Facebook? Got Contractor Complaints
NOTES, RESOURCES AND OTHER RECOMMENDED READINGS AND COMPLAINT SITES focused on national complaint and resolution sources and California.  If you are in another state, share your resources!
  1. The author of HOW TO WIN IN COURT With or Without a Lawyer, Dr Graves, makes it clear that you cannot win in court, if you don’t know how.  Use my affiliate link to buy it, thank you. Let’s start a study group on LinkedIn and Facebook?
  2. Why it’s Smart to Avoid Unscrupulous Restoration Companies
    In emergency situations, it’s normal for property owners to be traumatized, confused and very anxious to hire a restoration company right away to get the clean-up started immediately. So, it’s no surprise that after a fire, flood, or other severe damage strikes a home or business, companies you may never have heard of show up immediately to take advantage of the crisis.
    https://pauldavis.com/blog/2019/02/27/avoid-unscrupulous-restoration-companies/
  3. ConsumerAffairs.com: Research. Review. Resolve.
  4. The Department of Consumers Affairs (DCA) administers more than 3.9 million licenses in more than 280 license types including certificates, registrations and permits, from architects to accountants, dentists to veterinarians. DCA protects and serves consumers in many ways. [ https://www.dca.ca.gov/consumers/index.shtml  ]
  5. Filing a Construction Complaint
    CSLB’s complaint process is designed to protect the public in matters pertaining to construction and to assist in the resolution of construction-related complaints. CSLB addresses violations of California Contractors License Law, whether the contractor is licensed or unlicensed, for up to four years from the date of the act.

Here’s the LEGAL SELF HELP course I recently bought… haven’t finished it yet, but it has already helped me understand what’s really happening in the world of law, in these United States of America.

“MISSION STATEMENT: To promote peace and prosperity through greater public understanding of the Rule of Law and the principles and practices of Due Process.”

The author of HOW TO WIN IN COURT With or Without a Lawyer, Dr Graves, makes it clear that you cannot win in court, if you don’t know how.

If you buy the course, please use my affiliate link/… it could help me fund necessary mentoring to move things forward in my own situation, and keep this blog moving.  Learn more here.  tinyurl.com/WinWithoutLawyers —

Order directly from the site from here.

Share it with your friends and neighbors; it might even help you understand the tactics behind the #IMPEACHMENT CIRCUS.

6. Thoughts on Lawyers – Jonathan Pollard on Lawyers on LinkedIn https://www.linkedin.com/posts/lindaayres311_people-are-always-saying-but-you-love-the-activity-6610886681958723584-LpGU