Tag: Insurance

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#GoshDarnMeanieHeads #GotContractorComplaints #VirtualCombatSkills Court of Public Opinion Linda Ayres vs StateFarm et al LITTLE HOUSE ON THE MESA MoldCongress.com State Farm

THEY ASK — WHERE’S THE TIMELINE??? MOLD CAN START UP WITHIN 24 HOURS – SO THE EXPERTS SAY- CLEAN UP AND DRY OUT FAST! REMEDIATE!

#VirtualCombatSkills

You’ll find the most threads on LinkedIn, Twitter and some on Facebook and Google.  If you live in a home, you might be fascinated by how some companies can destroy your home and health, and seem to get away with it. 

BE YOUR OWN HERO!  BE A SMART HOMEOWNER!  Insurance Fraud is NOT A VICTIMLESS CRIME

Enhance your #VirtualCombatSkills as necessary BECAUSE #WeAreTheMediaNow

Google It!! #Boom #Boom #Boom  https://tinyurl.com/GotContractorComplaints-Google

LinkedIn #Boom! https://www.linkedin.com/feed/hashtag/gotcontractorcomplaints/

Twitter #Boom #Boom https://twitter.com/search?q=%23GotContractorComplaints&src=typed_query

Facebook! #Boom #Boom #Boom https://www.facebook.com/search/top/?q=%23GotContractorComplaints

THEY ASK…. WHERE’S THE TIMELINE?

ROOF BLEW OFF HOME FEBRUARY 2, 2019 – AND HOME WAS SYSTEMATICALLY DESTROYED BY STATE FARM PREFERRED VENDORS, WITHOUT REMEDIATION. March 8, 2019 – Policy Holder slipped and fell at hotel where she was sheltering in place while her home was being systematically and criminally destroyed by State Farm adjusters and Preferred Vendors. Head injury and broken wrist were results. The event happened after a one hour argument begging the adjuster to authorize dismissal of the assigned general contractor, “insurance adjuster representative” and the water remediation company so that legit contractors could be retained to replace the roof and repair the damages caused by the State Farm preferred vendor program. Authorization to replace the State Farm vendors was given on that call, and the State Farm Phoenix Office Adjuster advised he would advise the involved contractors that they were dismissed, and the homeowner was heading to the house to interview a local contractor. Later, more #MonkeyBusiness from the #PreferredVendors was discovered and documented. State Farm killed the claim to bury the evidence? So wrong!  #GoshDarnMeanieHeads!

 

Timeline:  [DRAFT 8]

Roof blew off 2/2/2019 Claim reported to State Farm 2/2/2019 – State Farm Claims office advised about the process and gave 3 numbers to call in order to be covered by the policy.

Paul Davis Restoration reports to property 2/4/2019, representing as adjuster representative and general contractor; demands cash, recommends having second contractor, #ServPro spread out drying equipment and commence work — because PDR was busy and “could work with ServPro”

2/4/2019 – 3/8/2019 – Pissing contest between PDR and ServPro, supervised by #StateFarm adjuster, while horrified homeowner watched clear destruction of her home; #StateFarm refused to intervene.

PDR complained they couldn’t replace roof till demolition was complete; ServPro called BS and said demo could not be complete till roof was replaced. Poorly installed tarp was useless from day one.

3/8/19 – Homeowner argued and pleaded with adjuster for over an hour to dismiss the criminal and authorize legit contractor. In shock, homeowner slipped and fell at hotel, broke her wrist and conked her head enroute to interview legit contractor.

Complaints had been made repeatedly to the State Farm adjuster that the house was being destroyed with intent to escalate the fees to repair the damage created by the failures of the State Farm Vendors– a simple roof replacement claim that began on February 2, 2019 is well over $100,000 and still climbing.

Were any of the parties involved in the destruction of the home and health of the homeowner familiar with “3rd Edition for the ANSI-IICRC S520 standard for professional mold remediation”

Greg Weatherman 1st degree connection Event Organizer at Mold Congress – When Data Matters: “Thank you [for sharing link to MoldCongress.com 2020 VirtualEvent]. We’re all 5th graders with new information. Jeff Foxworthy had the game show with the ultimate question about who was smarter than a 5th grader. It turns-out not many. I’m still shocked at those in the industry who did not know there was a current 3rd Edition for the ANSI-IICRC S520 standard for professional mold remediation as of December 2015.”

3/10/2019 #StateFarm #FieldAdjuster meets with Homeowner (just released from hospital after head injury and wrist break) and with potential replacement contractor; reviewing estimate provided by PDR and State Farm, made adjustment and #StateFarm Field adjuster authorized the change to #SavageConstruction.

MORE FOLLOWS – NOTE — THE DAMAGE WAS DONE DURING THOSE FIRST DAYS WHEREIN STATE FARM DECEIVED HOMEOWNER AND COERCED HER TO BELIEVE THAT SHE WAS REQUIRED TO USE THEIR VENDORS, FROM THEIR PREFERRED VENDOR PROGRAM, IN ORDER TO HAVE THE ROOF REPLACEMENT COVERED BY THE HOMEOWNERS POLICY.

[State Farm alleges they sent notice on or about February 28, 2019 indicating that the Preferred Vendor program was not required but was voluntary.  Policy holder was repeatedly advised that ‘nobody likes the Preferred Vendor program, but we’re stuck with it’ as she pleaded with the first adjuster to stop the destruction of her home and get legitimate contractors in to replace the roof and repair all the damage their #TeamsOfCrooks had caused.  The damage discovered afterwards is life threatening and really requires law enforcement investigations. #KickBackScams #GoneWild or something, huh?] 

Evidence clearly shows that the State Farm vendors failed to mitigate and refused to properly install a temporary tarp, refused to replace the roof or even provide the homeowner with a written estimate for a roof and build back prior to approval from the client, State Farm. Threats were made and damage was done.

More follows—–including forensic level research into why the identified water damaged walls throughout the property were not demolished and remediated by the State Farm Preferred Vendor team in February / March 2019; why the State Farm Preferred Environmental testing company missed so much mold and how, despite evidence, State Farm caused extreme damage to the property and to the property owner’s health by the dangerous delays and denials to remediate once the errors of the first State Farm dispatched Vendors was evidenced.

Reports on the forensic research including multiple ‘remediation and testing companies’ is eye opening —- the lack of regulation and access to vetted qualified vendors in the remediation world is a national disgrace and and extreme public health hazard.  

#BuildYourEmail lists — SUBSCRIBE AND SHARE…..  BECAUSE

#WeAreTheMediaNow and sometimes the #CourtOfPublicOpinion is the only Court that will hear complaints about criminal corporate corruption. #InsuranceFraud is #NotAVictimlessCrime #KickBackScams #GoneWild?  

#StayAlert — Tell your friends and neighbors; your governments already know and some politicians may be funded to #LookAway….

State Farm adjusters and Preferred Vendors seem to think that water intrusion can be left unabated and unremediated for more than 40 days without causing MOLD GROWTH and consequent microbial dangers.

They support their vendors who poorly install a loose fitting roof tarp with nails and sandbags over part of the roof, and expect it to last more than 40 days  

State Farm and their preferred vendors seem to believe that partial wall demolition in known water saturated areas throughout the house, combined with some air movers is sufficient remediation.  

When their environmental testing company takes 3 air samples plus one outdoor and calls the property ready for build back, and after build back- the house is discovered to be highly toxic, State Farm protects their Preferred Vendor Program rather than their policy holder and the adjusters suggest ‘some things must have happened after the build back’  

WOW, COULD THAT BE IN COMPLIANCE WITH STANDARD PROTOCOLS RECOMMENDED IN THE CURRENT MOLD REMEDIATION STANDARDS S520-2015 THIRD EDITION

How many State Farm adjusters and managers are required to be authorize a roof replacement to restore a home to pre-loss condition in California?  Why are none of them authorized to address clear evidence of insurance fraud by their dispatched preferred teams, as if the have no subrogation department? 

More importantly, why do they think they can get away with causing extreme property damage and health damage to one of their elderly disabled female policy holders? They don’t really believe the California Department of Insurance bows & defers to them, do they?

Let’s count:

  1. Randy Brewer
  2. Vincent
  3. Sue
  4. Joey Cammiso
  5. Tunde 
  6. Fred Tan
  7. Plus email contact allegedly to State Farm CEO, Michael L Tipsord,* and help desk  (they will refuse to send transcripts of recorded calls to disabled Americans reporting complaints—well, they will advise to ask the next agent how to obtain transcripts)

Joey and his bosses State Farm ® seem to think that because their vendor – an environmental testing company in AgouraHills or someplace like that in #SouthernCalifornia did 3 fast air tests and an outside test, no swabs, no visuals, and just a tiny part of an entire house that had extreme #waterintrusion because there was no roof for 40 days because …..

WHY WAS THERE NO ROOF AND UNABATED WATER INTRUSION FOR SO MANY DAYS?  #AskJoeyAtStateFarm – he thinks he knows.  

Not one #StateFarm employee is familiar with the MOLD REMEDIATION STANDARDS – 3RD EDITION – 2015??https://tinyurl.com/MoldRemediation-3rdEdition

WHY IS THE FAILURE TO PROPERLY TARP AND REFUSAL TO REPLACE THE ROOF FOR SO MANY DAYS THE PROXIMATE CAUSE OF EXTREME MICROBIAL DANGERS IN THE ENTIRE HOUSE?  THE POLICY HAS A 5,000 MOLD CAP—- BUT WHAT HAPPENS WHEN STATE FARM AND IT’S VENDORS CAUSE THE CONTAMINATION BY REFUSALS TO DO THE WORK REQUIRED IN A TIMELY COMPLETE AND TO PROFESSIONAL STANDARDS. 

That is taking the old adage that “crimes pay” way too far, wouldn’t you agree?  If the insurance carrier CAUSES a claim to exceed $10,000 by criminal gross negligence, to have the carrier restore the property to pre-loss condition, does it require DISTRICT ATTORNEY AND OR FBI investigations and indictments into what appears to be organized criminal activities at worst; extreme incompetence and abuse of elderly disabled policy holders at the very least?  #AskingForSomeFriends

BECAUSE their preferred vendors attempted to extort $7,000 cash from the policy holder to get a roof on sooner rather than later, that because the homeowner relied on what she believed that “I don’t have $7,000 cash to give you besides, I have great insurance with #StateFarm‘… well, Joey and his co-conspirators aka co-workers and managers apparently believe the grossly negligent report that was provided to State Farm, which State Farm, in turn, authorized another contractor (chosen by homeowner and authorized after meeting with/by State Farm Field Adjuster) to commence build back, who commenced build back based on the State Farm provided report from the grossly negligent environmental air quality testing company.

WHEW! TALK ABOUT AN OBFUSCATED MESS!

Sources, Noted and Recommended Further Reading and Research
  1. GotContractorComplaints.com  SUBSCRIBE COMMENT & SHARE because you can
  2. ANSI/IICRC S520- MOLD REMEDIATION – THIRD EDITION: 2015 https://publications.iicrc.org/current-standards/s520-2015?qr=1
  3. MOLD REMEDIATION STANDARDS – 3RD EDITION  http://tinyurl.com/MoldRemediation-3rdEdition    
  4. Ayres on State Farm Insurance on LinkedIn https://www.linkedin.com/posts/lindaayres311_10-things-you-didnt-know-about-state-farm-activity-6671795172902342656-X3wh
  5. 10 Things You Didn’t Know About State Farm CEO Michael Tipsord  https://moneyinc.com/state-farm-ceo-michael-tipsord/
Categories
#GotContractorComplaints #VirtualCombatSkills Got Contractor Complaints How to Win in Court

When Finding Legal Representation in California is HARD for Insured Homeowners ….

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

― Sun Tzu, The Art of War

 

 

Litigation Crash Course

” The legal process can be bewildering. This is sometimes because the attorneys fail to educate their clients about the nature of the legal system, and why things happen the way they do. …..”

Tip: Ask the attorney you are interviewing whether he furnishes his clients with verdict and settlement reports of comparable cases to help them predict the reasonable settlement value and trial outcome of their cases

https://www.edcross.com/content/litigation-crash-course

https://www.edcross.com/content/get-paid

Expensive pdf book… Yikes!  $175.00   

—- NO WONDER THE BAD GUYS CONSIDER ME UNARMED IN THE FIGHT FOR MY HOME…. THESE FOLKS ARE ORGANIZED……

BUT IT LEAVES ME WONDERING HOW ON EARTH THEY THINK THEY CAN GET AWAY WITH LEAVING MY HOME WITHOUT A ROOF IN THE DEAD OF WINTER— WITH RAIN, HELL, SNOW AND WIND … THEN ONLY DEMOLISH SOME OF THE IDENTIFIED WATER SATURATED DAMAGED WALLS – AND THINK THEY GET PAID FOR IT….

AND THE DURESS OF WATCHING THE BAD GUYS IN MY SITUATION APPEAR TO GET AWAY WITH THE SYSTEMATIC DESTRUCTION OF MY HOME, IN THEIR ANTICIPATION OF PROFITS…. WHICH WAS ALSO THE INDISPUTABLE PROXIMATE CAUSE OF A SLIP AND FALL, HEAD INJURY, BROKEN WRIST AND OVERNIGHT STAY IN THE HOSPITAL, AND POSSIBLY ONSET OF CTE AND I DON’T EVEN WATCH FOOTBALL!!!!   d’OH!

 

MY OOOPS! This attorney and his blog  and videos and packages look real smart….. Unfortunately, they represent contractors, not consumers. Very gracious Paralegal, also. Bummer.

They did, apparently, win a real big case against State Farm on behalf of their clients.

The #BlameGame seems to be pretty widespread in the Water Damage and World of Remediation, Tarps, Roofs, Pack-Outs, Pack-Backs and Build-Backs ETC

I read elsewhere that “toxic mold” is not a scientific term, but a legal construct. 

Hmmmm.  I also read that one of the biggest problems of failures and refusals to properly mitigate water damage is mold, which compromises the building structure, left UNremediated.   

Boy oh boy…. you’d think that national franchises would know that leaving a home without a roof for over 40 days in the middle of winter might cause catastrophic damage.

But wait!  They do know that.   Why would they have left my home without a roof for 40 days, and refused to demolish all the walls they identified as being water saturated and damaged?  Hmmmmm.

Funny that my insurance company adjusters and their bosses (how many in year one?) don’t know about the consequences of unmitigated water damage either. 

Golly, blaming a disabled elderly unmarried female homeowner for their incompetence, gross negligence, home destruction, household goods destruction and more and/or ricoteering….  is not very nice. 

Common story, so I’m told. 

One practically needs a law degree and a degree in environmental science to be a homeowner in rogue states like California. Or a fast keyboard!

NEVER GIVE UP, NEVER GIVE IN…. but do consider #MediationWithIntentionToSettle

TRY THIS — COMPREHENSIVE LEGAL SELF HELP COURSE – It may also help you understand the current American political charades and shams and scams… Don’t leave it to the lawyers! #MAGA

If you order it, please use my affiliate link and order a subscription for yourself and a friend:
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Not sure yet? TAKE THE 10 MINUTE QUIZ ….

Draw your own conclusions.
It wouldn’t take everybody as long to complete the course as it is taking me…


I do have left over disabilities from a snowy slip and fall backward at work back on 1/9/12.   Wacked my head again on 3/8/2019 – fell flat on the asphault at the hotel the insurance company put me in — right after a fretful and distressful 1 hour conversation with the adjuster saying they demolished my home and I needed some legit contractors stat. Fighting with some contractors hell-bent on destroying my home — for their profits – was too much stress duress and anguish, causing extreme pain and suffering… not to mention medical bills! 

The insurance industry preferred vendors would take no order or authorizations from me, and couldn’t even give me estimates until the insurance company “approved” the estimates.   

Yet they tell me it’s my fault my house got destroyed instead of just a roof replacement.    A reasonable person would strongly disagree.on matters of culpability.

But, the insurance company has also told me to ‘sue the vendors’ and that I could have chosen anybody, too bad how sad. Their latest communication offered their preferred vendors what appeared to be protection from their misdeeds, attempting to blame the roofer who eventually got one put on, and put some dry wall on, after the insurance company preferred vendor gave a false “Acceptable” environmental air quality report… false because, like the remediation work, it was incomplete and did not include all the water damaged areas.   

 I disclosed to all that I am injured; I didn’t say I was stupid.

LAWLESSNESS IN CALIFORNIA PERMEATES EVERY LEVEL OF THE BUSINESS OF LIVING, DOESN’T IT.   


Categories
#VirtualCombatSkills Got Contractor Complaints How to Win in Court

#MicCheck! WHEN INSURANCE COMPANIES and #TeamsOfCrooks DESTROY AND KILL FOR PROFITS?

There is #FungusAmongUs

#GotContractorComplaints 

#GotInsuranceCompanyComplaints

 

The State Farm Claims Loss Process needs some work, wouldn’t you agree?

 

Grateful for #SocialMediaSupportGroups….  Here’s part of comments left in a facebook #ToxicMold support group.  I’m not sure (yet) why we don’t just call it what it is — #BioTerrorism by the #ProfitsBeforeLives #TeamsOfCrooks

Has anybody had success with insurance companies authorizing adequate and complete handling water intrusion, moisture and rain damage, mitigating damages, doing complete necessary demolition and restoration after a roof blow off?

Or has anybody had any success with finding a smart & legit lawyer to help the Insurance company do the right thing?🤔 (My insurance agent told me to lawyer up and sue them all for $10,000,000 or more!)

My insurance carrier just made everything substantially worse then washed their hands of it and blamed the vendors they sent  & told me to get a lawyer to deal with it 😳 #TeamsOfCrooks‼️

Someone told me my story is all too common 😳 [ that sucks! ]

My roof blew off 2.2.2019 and the insurance company sent a team of #PreferredVendors who refused to properly tarp the house and left me without a roof for 40 days of rain wind hail and snow.  They did not demolish all water damaged walls- just about 80%


In March – their preferred vendor for air quality testing company did air samples in only 3 rooms and called it “acceptable” so the adjuster suggests the problems are not because the remediation job was incomplete and the house was roofless for over 40 days — so it must be a mystery cause after their vendors did all that poor quality and incomplete work!

It took until November to gather all the data from the various and multiple air quality reports and thereby identify the problem areas, that coincidentally are the same areas that were noted as WATER DAMAGED by the vendors, but not demolished or mitigated.  

When the gross negligence by all vendors was brought to the attention of the insurance company, they, of course, transferred the file to a new adjuster who was apparently told to just deny the claim, despite all scientific evidence and expert witness reports. 

What a crooked shame.  It could have been handled as an apparent oversight that the suspicious areas were NOT DEMOLISHED OR REMEDIATED, that the alleged mitigation of February was not completed, and that in order to restore the home to pre-loss condition, the WATER DAMAGE AND REMEDIATION PORTION OF THE PROJECT NEEDS TO BE COMPLETED.

THE INSURANCE CARRIER SEEMS TO THINK THEY CAN GET AWAY WITH BAD FAITH AND DENIAL OF THE INFORMATION IN THE EXPERT WITNESS AND  ENVIRONMENTAL HYGIENIST PROTOCOL THAT THEY AUTHORIZED AND PAID FOR ($2,000).  

Once the evidence was presented, the insurance carrier teams delayed till they had a strategy to deny the claim. Their strategy includes throwing their #PreferredVendors under the bus, and advising the insured to retain legal counsel and “sue for $10,000,000 or more”

Anybody with ANY EXPERIENCE with workers compensation dirty doctors can easily see the eerie playbook similarities of the #ProfitsBeforeLives psychopaths of the insurance industries.  #KissinCousins….?

I was provided a hotel room as temporary housing from February through June 2019. Upon move back – poisoned air was discovered and its been a nightmare of lies, deceptions, incomplete and false reports and the usual bad stuff ever since. 

The designated General Contractor caused loss of use policy coverage apparent forfeiture of nearly $90,000 in coverage when they threatened the safety of the household good if insured did not pay $500 and take over the pod lease.  Had the insured known that the household goods had already been intentionally destroyed by said general contractor firm, she would still be safely in a hotel room while working out necessary repairs.  

All household goods were lost due to the international water mitigation company’s cross contamination using dirty previously used boxes, refusal to clean and dry said household goods before tossing in a container and breaking what they didn’t steal.  That is not to mention their refusal to replace the blown off roof for over 40 days, causing extreme damage.

Of course, they are all playing BLAME THE VICTIM – AN ELDERLY, DISABLED SINGLE FEMALE in RURAL CALIFORNIA.

In November 2019– a complete house inspection was done by an environmental hygienist, identifying several locations of unmitigated water damage and consequent mold, requiring immediate demolition, removal and remediation.  The project just needs to be completed, yet State Farm and it’s co-conspirators want to make it a Federal BioTerrorism case?

The insurance adjuster said it’s not their problem and if I’m concerned for my health, to take precautions but they aren’t responsible for their preferred vendors gross negligence.

There have beenfive reports since June, and each one is Progressively worse. 😳

If my environment is increasingly toxic… It seems that … even just a little bit left can escalate, mutate and expand? 😳  Lots of Snake Oils Sales in the mold industry, huh? 

I haven’t been able to find a lawyer to help nor find a doctor with any knowledge on diagnosing & treating for extreme mold exposure. 

How do you #KeepTheFaith & prioritize survival actions? 🤕🤔🙂

Thanks for having this group!!!


All Nuclear Reactors Leak All Of The Time, some more than others — On Purpose.

1,946 known radioactive isotopes

#DodgeTheRads

Their #PreferredVendors escalated a $10,000 roof replacement claim to over $100,000, not including personal injuries sustained, and there is an estimate additional $50,000 in work to be done, that was done inadequately and incompletely in February 2019, plus loss of use for next phase of repairs, and loss of use and dangerous of being in the consequent toxic environment since the end of June.

If you know something, #PostSomething because #WeAreTheMediaNow

Does your #HomeOwners #InsurancePolicy cover unmitigated water damage and consequent  #Bioterrorism by insurance company #PreferredVendors or does it have to be reported to DHS?

#GotContractorComplaints?   Something is terribly terribly wrong with the insurance industries, isn’t it?

Are you #LinkedIn?  Here’s part of the story.

This blog will be a one-day-at-a-time work of social media art, and #VirtualCombatSkills.  I’ve been saving some social media posts for you, hoping it wouldn’t come to this.  It has.

How about twitter?  Check the hashtag #GotContractorComplaints  #SparkTwitterStorms  #SparkSolidarity

Facebook? Got Contractor Complaints
NOTES, RESOURCES AND OTHER RECOMMENDED READINGS AND COMPLAINT SITES focused on national complaint and resolution sources and California.  If you are in another state, share your resources!
  1. The author of HOW TO WIN IN COURT With or Without a Lawyer, Dr Graves, makes it clear that you cannot win in court, if you don’t know how.  Use my affiliate link to buy it, thank you. Let’s start a study group on LinkedIn and Facebook?
  2. Why it’s Smart to Avoid Unscrupulous Restoration Companies
    In emergency situations, it’s normal for property owners to be traumatized, confused and very anxious to hire a restoration company right away to get the clean-up started immediately. So, it’s no surprise that after a fire, flood, or other severe damage strikes a home or business, companies you may never have heard of show up immediately to take advantage of the crisis.
    https://pauldavis.com/blog/2019/02/27/avoid-unscrupulous-restoration-companies/
  3. ConsumerAffairs.com: Research. Review. Resolve.
  4. The Department of Consumers Affairs (DCA) administers more than 3.9 million licenses in more than 280 license types including certificates, registrations and permits, from architects to accountants, dentists to veterinarians. DCA protects and serves consumers in many ways. [ https://www.dca.ca.gov/consumers/index.shtml  ]
  5. Filing a Construction Complaint
    CSLB’s complaint process is designed to protect the public in matters pertaining to construction and to assist in the resolution of construction-related complaints. CSLB addresses violations of California Contractors License Law, whether the contractor is licensed or unlicensed, for up to four years from the date of the act.

Here’s the LEGAL SELF HELP course I recently bought… haven’t finished it yet, but it has already helped me understand what’s really happening in the world of law, in these United States of America.

“MISSION STATEMENT: To promote peace and prosperity through greater public understanding of the Rule of Law and the principles and practices of Due Process.”

The author of HOW TO WIN IN COURT With or Without a Lawyer, Dr Graves, makes it clear that you cannot win in court, if you don’t know how.

If you buy the course, please use my affiliate link/… it could help me fund necessary mentoring to move things forward in my own situation, and keep this blog moving.  Learn more here.  tinyurl.com/WinWithoutLawyers —

Order directly from the site from here.

Share it with your friends and neighbors; it might even help you understand the tactics behind the #IMPEACHMENT CIRCUS.

6. Thoughts on Lawyers – Jonathan Pollard on Lawyers on LinkedIn https://www.linkedin.com/posts/lindaayres311_people-are-always-saying-but-you-love-the-activity-6610886681958723584-LpGU

Categories
#VirtualCombatSkills Got Contractor Complaints How to Win in Court

#MicCheck! #GotContractorComplaints? Take it to the Insurance Company Chairman, President and Chief Executive Officer

“Persistence Breaks Down Resistance” – NEVER GIVE UP because WE ARE THE MEDIA NOW – #OccupyVirtually, #StayOuttaTheStreets and continue to #DodgeTheRads

I told a friend who said, ‘Awwww, Linda, they are still just playing with you!  Your emails didn’t get past the adjuster!’

Oh…. well, call me naive!  Hmph

Well, that may be so, but it may not be.  I guess this particular blog might be what some politicians and other agencies might call an ‘insurance policy’…..  pun intended.

But, just to be sure, here’s the ‘redacted’ letter to Chairman, President and Chief Executive Officer of the responsible Insurance company.

Dear [Chairman, President and Chief Executive Officer]

Regarding my rural home at pre loss value of $$$,$$$,  complaint #YYYYYYYYY and claims YYYYYYYYY AND YYYYYYYY….

I found this on xxxxxxxxxxx after another conversation with the executive claims department third-party.

I had no idea that the Email address I was copying my complaints and requests that my home be restored to pre-loss condition and what has happened to me in my home -were going directly to your office.  Bravo!

Having worked for captains of industry during the course of my career, I would be shocked if your team had not elevated these unfortunate circumstances directly to your attention.

Learning that, I am astonished that I have not received a callback from the executive complaint department team or from your office, directly.

When I contacted the official complaint department on Monday, I was told I would hear from someone within three days or sooner.

Now I have a better understanding of why your staff in California and Arizona have gone quiet on me.

These unfortunate circumstances have been escalating since February 2, 2019

As you have been fully apprised- at least by my emails, we have a situation in California via the Arizona office.

All I’m asking for is for my house, my home and my life to be returned to pre-loss condition.

With a brain injury, sustained at work in 2012, and again in March 2019 as a direct consequence of the emotional duress, helplessly watching my home systematically demolished – for profit —by xxxxxxxxxxxxx preferred vendors – my actual losses are incalculable.

This was my safe place and the conduct of the xxxxxxxxx dispatched vendors have rendered my home toxic & have rendered me at risk for homelessness.

I am an xxxxxxxxxxxxxxxxxxxxx  American woman, and the treatment I have experienced in the abuses and damage I have endured are unconscionable.

The only way I know how to protect myself from such predatory actions is to use social media.

I look forward to being able to tell my readers connections and followers that you came to the rescue, ordered immediate Temporary housing for me and Immediate demolition and remediation that was not done in February 2019, along with immediate restoration with water damage mitigation & consequent mold damage remediation completed.

It is unfortunate to realize that had I paid the $7000 cash advance to your preferred vendors for a roof- Bypassing insurance – That I would’ve had a roof and none of this extra destruction and damage… which is beginning to look like a pattern of retaliation.

I look forward to a speedy resolution.

You can reach me at xxxxxxxx [or follow my blog and posts on social media]

Thank you.

Cordially
Linda Ayres

I just sent the above  email to the CEO of the insurance company involved in this drama and destruction since February 2, 2019.

Well, the executive complaint department told me it was the CEO’s email address.

Their #PreferredVendors escalated a $10,000 roof replacement claim to over $100,000, not including personal injuries sustained, and there is an estimate additional $50,000 in work to be done, that was done inadequately and incompletely in February 2019, plus loss of use for next phase of repairs, and loss of use and dangerous of being in the consequent toxic environment since the end of June.

If the playbook runs true to the ones they use in WorkComp, I’ll probably get a call from the manager, sad and sincere demeanor, offering me $10k to get lost. I sure hope I’m wrong on that.   I’m getting such a bad case of PTSD!!!

It took 5 expensive mold tests, most grossly inadequate and not for the entire property,  to find a legitimate and comprehensive environmental hygenist who understands the gravity of having no roof protection for over 40 days, and incomplete and and inadequate remediation.

I could be an honorary mold-expert now with all the time and money spent trying to track down the bad stuff, and connecting the dots to the bad guys.

Coincidentally, the adjuster, who had gone quiet for days after telling me essentially, ‘tough luck – not our problem’ —happened to call a few minutes after I fired the email to the address I was told today was to the Chairman and CEO of the Insurance Company.

Do YOU know what kind of mold testing is required for legitimate and comprehensive results after water damage, particularly if the roof has been missing for over 40 days of rain, wind, hail, snow and storms?  More details soon.

Any roofers out there have any opinions on the quality of workman ship pictured below?  It’s a temporary tarp, installed by Insurance Company dispatched #PreferredVendor during a stormy, rainy, wet, windy snowy in February 2019

After the vendor left the site, I called back and said, “OMG, WATER IS STILL POURING INTO THE HOUSE EVERYWHERE — LIKE A FAUCET!  What should I do now?”

I’ll never forget what the #Preferred Vendor told me.  He said, ‘Lady, it’s a temporary tarp.  Just let the water damage everything and the insurance company will cover it all.’   NO KIDDING, HE REALLY SAID THAT AND THE ADJUSTER DIDN’T SEEM TO MIND EITHER.

What would YOU do if an insurance company #PreferredVendor asked you for $7,000 cash if you wanted a roof soon, and when you shared that you didn’t have $7K buried in the back yard and that you had great insurance, your home was then systematically destroyed by their refusal to replace the roof for over 40 days.  Inadequate and incomplete water damage mitigation created a toxic environment.

None of the #PreferredVendors were willing to provide any info on costs or whatever directly to the insured, as they had to ‘get approval’ from the insurance company to disclose anything, including estimates for fixing the mess they created?

So, if you wonder how insurance rates escalate, that might be a factor, huh?

If you know something, #PostSomething because #WeAreTheMediaNow

Does your #HomeOwners #InsurancePolicy cover unmitigated water damage and consequent  #Bioterrorism by insurance company #PreferredVendors or does it have to be reported to DHS?

#GotContractorComplaints?   Something is terribly terribly wrong with the insurance industries, isn’t it?

Are you #LinkedIn?  Here’s part of the story.

This blog will be a one-day-at-a-time work of social media art, and #VirtualCombatSkills.  I’ve been saving some social media posts for you, hoping it wouldn’t come to this.  It has.

How about twitter?  Check the hashtag #GotContractorComplaints  #SparkTwitterStorms  #SparkSolidarity

Facebook? Got Contractor Complaints
NOTES, RESOURCES AND OTHER RECOMMENDED READINGS AND COMPLAINT SITES focused on national complaint and resolution sources and California.  If you are in another state, share your resources!
  1. The author of HOW TO WIN IN COURT With or Without a Lawyer, Dr Graves, makes it clear that you cannot win in court, if you don’t know how.  Use my affiliate link to buy it, thank you. Let’s start a study group on LinkedIn and Facebook?
  2. Why it’s Smart to Avoid Unscrupulous Restoration Companies
    In emergency situations, it’s normal for property owners to be traumatized, confused and very anxious to hire a restoration company right away to get the clean-up started immediately. So, it’s no surprise that after a fire, flood, or other severe damage strikes a home or business, companies you may never have heard of show up immediately to take advantage of the crisis.
    https://pauldavis.com/blog/2019/02/27/avoid-unscrupulous-restoration-companies/
  3. .ConsumerAffairs.com: Research. Review. Resolve.
  4. The Department of Consumers Affairs (DCA) administers more than 3.9 million licenses in more than 280 license types including certificates, registrations and permits, from architects to accountants, dentists to veterinarians. DCA protects and serves consumers in many ways. [ https://www.dca.ca.gov/consumers/index.shtml  ]
  5. Filing a Construction Complaint
    CSLB’s complaint process is designed to protect the public in matters pertaining to construction and to assist in the resolution of construction-related complaints. CSLB addresses violations of California Contractors License Law, whether the contractor is licensed or unlicensed, for up to four years from the date of the act.

Here’s the LEGAL SELF HELP course I recently bought… haven’t finished it yet, but it has already helped me understand what’s really happening in the world of law, in these United States of America.

“MISSION STATEMENT: To promote peace and prosperity through greater public understanding of the Rule of Law and the principles and practices of Due Process.”

The author of HOW TO WIN IN COURT With or Without a Lawyer, Dr Graves, makes it clear that you cannot win in court, if you don’t know how.

If you buy the course, please use my affiliate link/… it could help me fund necessary mentoring to move things forward in my own situation, and keep this blog moving.  Learn more here.  tinyurl.com/WinWithoutLawyers —

Order directly from the site from here.

Share it with your friends and neighbors; it might even help you understand the tactics behind the #IMPEACHMENT CIRCUS.

Do your own research; draw your own conclusions and remember remember…

#WeAreTheMediaNow

Comments on this blog are open at this time.  If you have a similar experience, or if you have strength and hope to share with those who do have a similar experience, comment and share.

If not you, then who?

If not now, then when?

#TranscendCensorship – Subscribe and Share

Build your email lists…. and continue to #DodgeTheRadiation and #OccupyVirtually

PS Subscribe to and Share this blog.  If you appreciated Ask About Workers Comp Gravy Trains, you’ll love this one x 10!  The battlefield similarities are uncanny.

Categories
#VirtualCombatSkills Got Contractor Complaints How to Win in Court

#GotContractorComplaints? Hope this helps you and yours

My hope and prayer for this blog series is to be able to conclude it with a nice happy ending and notice that ‘the parties reached resolution, subject to a confidentiality agreement’ and my home, health and life was restored to pre-loss condition.  Furthermore, I hope that you may be inspired to #FightBack when your civil and human rights are violated, or when #GreedGoverns business practices in your town.

If you know something, #PostSomething because #WeAreTheMediaNow

Does your #HomeOwners #InsurancePolicy cover unmitigated water damage and consequent  #Bioterrorism by insurance company #PreferredVendors or does it have to be reported to DHS?

Workers Compensation battlefields and ‘mash units’ are solid preparation and training for fighting for your home if destroyed by unscrupulous vendors and systems, where evidence does not matter, and profits before lives is the pattern of practice.

When you think of “dirty contractors” consider what injured workers too often  deal with when sent to “dirty doctors” and you’ll begin to connect some dots.

The State of California – Department of Insurance just enacted a protective law/moratorium to encourage insurance companies to lean more toward doing the right thing than cancelling ‘high risk homeowners’ in fire areas inadvertently.  Details here https://twitter.com/WorkCompLinda/status/1202660411327139840?s=20

Let’s hope they also #JoinTheFight against  #FinancialTerrorism and #BioTerrorism by insurance company #PreferredVendors …. Unmitigated water damage from a roof not replaced for 40 days or more can cost your home and your health….. #FightBack!

#GotContractorComplaints?   Something is terribly terribly wrong with the insurance industries, isn’t it?

Are you #LinkedIn?  Here’s part of the story.

This blog will be a one-day-at-a-time work of social media art, and #VirtualCombatSkills.  I’ve been saving some social media posts for you, hoping it wouldn’t come to this.  It has.

How about twitter?  Check the hashtag #GotContractorComplaints  #SparkTwitterStorms  #SparkSolidarity

Facebook? Got Contractor Complaints
NOTES, RESOURCES AND OTHER RECOMMENDED READINGS AND COMPLAINT SITES focused on national complaint and resolution sources and California.  If you are in another state, share your resources!

  1. The author of HOW TO WIN IN COURT With or Without a Lawyer, Dr Graves, makes it clear that you cannot win in court, if you don’t know how.  Use my affiliate link to buy it, thank you. Let’s start a study group on LinkedIn and Facebook?

  2. Why it’s Smart to Avoid Unscrupulous Restoration Companies

    In emergency situations, it’s normal for property owners to be traumatized, confused and very anxious to hire a restoration company right away to get the clean-up started immediately. So, it’s no surprise that after a fire, flood, or other severe damage strikes a home or business, companies you may never have heard of show up immediately to take advantage of the crisis.

    https://pauldavis.com/blog/2019/02/27/avoid-unscrupulous-restoration-companies/

  3. .ConsumerAffairs.com: Research. Review. Resolve.

  4. The Department of Consumers Affairs (DCA) administers more than 3.9 million licenses in more than 280 license types including certificates, registrations and permits, from architects to accountants, dentists to veterinarians. DCA protects and serves consumers in many ways. [ https://www.dca.ca.gov/consumers/index.shtml  ]

  5. Filing a Construction Complaint

    CSLB’s complaint process is designed to protect the public in matters pertaining to construction and to assist in the resolution of construction-related complaints. CSLB addresses violations of California Contractors License Law, whether the contractor is licensed or unlicensed, for up to four years from the date of the act.

Here’s the LEGAL SELF HELP course I recently bought… haven’t finished it yet, but it has already helped me understand what’s really happening in the world of law, in these United States of America.

“MISSION STATEMENT: To promote peace and prosperity through greater public understanding of the Rule of Law and the principles and practices of Due Process.”

The author of HOW TO WIN IN COURT With or Without a Lawyer, Dr Graves, makes it clear that you cannot win in court, if you don’t know how.

If you buy the course, please use my affiliate link/… it could help me fund necessary mentoring to move things forward in my own situation, and keep this blog moving.  Learn more here.  tinyurl.com/WinWithoutLawyers —

Order directly from the site from here.

[Watch for the blog on the dreadful and expensive experiences with local lawyers that may make you wonder how they graduated from high school let alone got a license to practice law!]

If you understand what Dr Graves teaches, my blog on the subject of Homeowners Insurance, Contractors, Water Damage – mitigated and unmitigated, Roof protection and replacement and mold toxicity caused by insurance Company #Preferred Vendors may make more sense, as I learn more. If you do get the course, let’s build a study group on LinkedIn? Email me…. WorkCompLinda@gmail.com

Share it with your friends and neighbors; it might even help you understand the tactics behind the #IMPEACHMENT CIRCUS.

Do your own research; draw your own conclusions and remember remember…

#WeAreTheMediaNow

Comments on this blog are open at this time.  If you have a similar experience, or if you have strength and hope to share with those who do have a similar experience, comment and share.

If not you, then who?

If not now, then when?

#TranscendCensorship – Subscribe and Share

Build your email lists…. and continue to #DodgeTheRadiation and #OccupyVirtually

PS Subscribe to and Share this blog.  If you appreciated Ask About Workers Comp Gravy Trains, you’ll love this one x 10!  The battlefield similarities are uncanny.