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#GoshDarnMeanieHeads #GotContractorComplaints #VirtualCombatSkills Court of Public Opinion Linda Ayres vs StateFarm et al LITTLE HOUSE ON THE MESA MoldCongress.com State Farm

THEY ASK — WHERE’S THE TIMELINE??? MOLD CAN START UP WITHIN 24 HOURS – SO THE EXPERTS SAY- CLEAN UP AND DRY OUT FAST! REMEDIATE!

#VirtualCombatSkills

You’ll find the most threads on LinkedIn, Twitter and some on Facebook and Google.  If you live in a home, you might be fascinated by how some companies can destroy your home and health, and seem to get away with it. 

BE YOUR OWN HERO!  BE A SMART HOMEOWNER!  Insurance Fraud is NOT A VICTIMLESS CRIME

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THEY ASK…. WHERE’S THE TIMELINE?

ROOF BLEW OFF HOME FEBRUARY 2, 2019 – AND HOME WAS SYSTEMATICALLY DESTROYED BY STATE FARM PREFERRED VENDORS, WITHOUT REMEDIATION. March 8, 2019 – Policy Holder slipped and fell at hotel where she was sheltering in place while her home was being systematically and criminally destroyed by State Farm adjusters and Preferred Vendors. Head injury and broken wrist were results. The event happened after a one hour argument begging the adjuster to authorize dismissal of the assigned general contractor, “insurance adjuster representative” and the water remediation company so that legit contractors could be retained to replace the roof and repair the damages caused by the State Farm preferred vendor program. Authorization to replace the State Farm vendors was given on that call, and the State Farm Phoenix Office Adjuster advised he would advise the involved contractors that they were dismissed, and the homeowner was heading to the house to interview a local contractor. Later, more #MonkeyBusiness from the #PreferredVendors was discovered and documented. State Farm killed the claim to bury the evidence? So wrong!  #GoshDarnMeanieHeads!

 

Timeline:  [DRAFT 8]

Roof blew off 2/2/2019 Claim reported to State Farm 2/2/2019 – State Farm Claims office advised about the process and gave 3 numbers to call in order to be covered by the policy.

Paul Davis Restoration reports to property 2/4/2019, representing as adjuster representative and general contractor; demands cash, recommends having second contractor, #ServPro spread out drying equipment and commence work — because PDR was busy and “could work with ServPro”

2/4/2019 – 3/8/2019 – Pissing contest between PDR and ServPro, supervised by #StateFarm adjuster, while horrified homeowner watched clear destruction of her home; #StateFarm refused to intervene.

PDR complained they couldn’t replace roof till demolition was complete; ServPro called BS and said demo could not be complete till roof was replaced. Poorly installed tarp was useless from day one.

3/8/19 – Homeowner argued and pleaded with adjuster for over an hour to dismiss the criminal and authorize legit contractor. In shock, homeowner slipped and fell at hotel, broke her wrist and conked her head enroute to interview legit contractor.

Complaints had been made repeatedly to the State Farm adjuster that the house was being destroyed with intent to escalate the fees to repair the damage created by the failures of the State Farm Vendors– a simple roof replacement claim that began on February 2, 2019 is well over $100,000 and still climbing.

Were any of the parties involved in the destruction of the home and health of the homeowner familiar with “3rd Edition for the ANSI-IICRC S520 standard for professional mold remediation”

Greg Weatherman 1st degree connection Event Organizer at Mold Congress – When Data Matters: “Thank you [for sharing link to MoldCongress.com 2020 VirtualEvent]. We’re all 5th graders with new information. Jeff Foxworthy had the game show with the ultimate question about who was smarter than a 5th grader. It turns-out not many. I’m still shocked at those in the industry who did not know there was a current 3rd Edition for the ANSI-IICRC S520 standard for professional mold remediation as of December 2015.”

3/10/2019 #StateFarm #FieldAdjuster meets with Homeowner (just released from hospital after head injury and wrist break) and with potential replacement contractor; reviewing estimate provided by PDR and State Farm, made adjustment and #StateFarm Field adjuster authorized the change to #SavageConstruction.

MORE FOLLOWS – NOTE — THE DAMAGE WAS DONE DURING THOSE FIRST DAYS WHEREIN STATE FARM DECEIVED HOMEOWNER AND COERCED HER TO BELIEVE THAT SHE WAS REQUIRED TO USE THEIR VENDORS, FROM THEIR PREFERRED VENDOR PROGRAM, IN ORDER TO HAVE THE ROOF REPLACEMENT COVERED BY THE HOMEOWNERS POLICY.

[State Farm alleges they sent notice on or about February 28, 2019 indicating that the Preferred Vendor program was not required but was voluntary.  Policy holder was repeatedly advised that ‘nobody likes the Preferred Vendor program, but we’re stuck with it’ as she pleaded with the first adjuster to stop the destruction of her home and get legitimate contractors in to replace the roof and repair all the damage their #TeamsOfCrooks had caused.  The damage discovered afterwards is life threatening and really requires law enforcement investigations. #KickBackScams #GoneWild or something, huh?] 

Evidence clearly shows that the State Farm vendors failed to mitigate and refused to properly install a temporary tarp, refused to replace the roof or even provide the homeowner with a written estimate for a roof and build back prior to approval from the client, State Farm. Threats were made and damage was done.

More follows—–including forensic level research into why the identified water damaged walls throughout the property were not demolished and remediated by the State Farm Preferred Vendor team in February / March 2019; why the State Farm Preferred Environmental testing company missed so much mold and how, despite evidence, State Farm caused extreme damage to the property and to the property owner’s health by the dangerous delays and denials to remediate once the errors of the first State Farm dispatched Vendors was evidenced.

Reports on the forensic research including multiple ‘remediation and testing companies’ is eye opening —- the lack of regulation and access to vetted qualified vendors in the remediation world is a national disgrace and and extreme public health hazard.  

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#WeAreTheMediaNow and sometimes the #CourtOfPublicOpinion is the only Court that will hear complaints about criminal corporate corruption. #InsuranceFraud is #NotAVictimlessCrime #KickBackScams #GoneWild?  

#StayAlert — Tell your friends and neighbors; your governments already know and some politicians may be funded to #LookAway….

State Farm adjusters and Preferred Vendors seem to think that water intrusion can be left unabated and unremediated for more than 40 days without causing MOLD GROWTH and consequent microbial dangers.

They support their vendors who poorly install a loose fitting roof tarp with nails and sandbags over part of the roof, and expect it to last more than 40 days  

State Farm and their preferred vendors seem to believe that partial wall demolition in known water saturated areas throughout the house, combined with some air movers is sufficient remediation.  

When their environmental testing company takes 3 air samples plus one outdoor and calls the property ready for build back, and after build back- the house is discovered to be highly toxic, State Farm protects their Preferred Vendor Program rather than their policy holder and the adjusters suggest ‘some things must have happened after the build back’  

WOW, COULD THAT BE IN COMPLIANCE WITH STANDARD PROTOCOLS RECOMMENDED IN THE CURRENT MOLD REMEDIATION STANDARDS S520-2015 THIRD EDITION

How many State Farm adjusters and managers are required to be authorize a roof replacement to restore a home to pre-loss condition in California?  Why are none of them authorized to address clear evidence of insurance fraud by their dispatched preferred teams, as if the have no subrogation department? 

More importantly, why do they think they can get away with causing extreme property damage and health damage to one of their elderly disabled female policy holders? They don’t really believe the California Department of Insurance bows & defers to them, do they?

Let’s count:

  1. Randy Brewer
  2. Vincent
  3. Sue
  4. Joey Cammiso
  5. Tunde 
  6. Fred Tan
  7. Plus email contact allegedly to State Farm CEO, Michael L Tipsord,* and help desk  (they will refuse to send transcripts of recorded calls to disabled Americans reporting complaints—well, they will advise to ask the next agent how to obtain transcripts)

Joey and his bosses State Farm ® seem to think that because their vendor – an environmental testing company in AgouraHills or someplace like that in #SouthernCalifornia did 3 fast air tests and an outside test, no swabs, no visuals, and just a tiny part of an entire house that had extreme #waterintrusion because there was no roof for 40 days because …..

WHY WAS THERE NO ROOF AND UNABATED WATER INTRUSION FOR SO MANY DAYS?  #AskJoeyAtStateFarm – he thinks he knows.  

Not one #StateFarm employee is familiar with the MOLD REMEDIATION STANDARDS – 3RD EDITION – 2015??https://tinyurl.com/MoldRemediation-3rdEdition

WHY IS THE FAILURE TO PROPERLY TARP AND REFUSAL TO REPLACE THE ROOF FOR SO MANY DAYS THE PROXIMATE CAUSE OF EXTREME MICROBIAL DANGERS IN THE ENTIRE HOUSE?  THE POLICY HAS A 5,000 MOLD CAP—- BUT WHAT HAPPENS WHEN STATE FARM AND IT’S VENDORS CAUSE THE CONTAMINATION BY REFUSALS TO DO THE WORK REQUIRED IN A TIMELY COMPLETE AND TO PROFESSIONAL STANDARDS. 

That is taking the old adage that “crimes pay” way too far, wouldn’t you agree?  If the insurance carrier CAUSES a claim to exceed $10,000 by criminal gross negligence, to have the carrier restore the property to pre-loss condition, does it require DISTRICT ATTORNEY AND OR FBI investigations and indictments into what appears to be organized criminal activities at worst; extreme incompetence and abuse of elderly disabled policy holders at the very least?  #AskingForSomeFriends

BECAUSE their preferred vendors attempted to extort $7,000 cash from the policy holder to get a roof on sooner rather than later, that because the homeowner relied on what she believed that “I don’t have $7,000 cash to give you besides, I have great insurance with #StateFarm‘… well, Joey and his co-conspirators aka co-workers and managers apparently believe the grossly negligent report that was provided to State Farm, which State Farm, in turn, authorized another contractor (chosen by homeowner and authorized after meeting with/by State Farm Field Adjuster) to commence build back, who commenced build back based on the State Farm provided report from the grossly negligent environmental air quality testing company.

WHEW! TALK ABOUT AN OBFUSCATED MESS!


Sources, Noted and Recommended Further Reading and Research
  1. GotContractorComplaints.com  SUBSCRIBE COMMENT & SHARE because you can
  2. ANSI/IICRC S520- MOLD REMEDIATION – THIRD EDITION: 2015 https://publications.iicrc.org/current-standards/s520-2015?qr=1
  3. MOLD REMEDIATION STANDARDS – 3RD EDITION  http://tinyurl.com/MoldRemediation-3rdEdition    
  4. Ayres on State Farm Insurance on LinkedIn https://www.linkedin.com/posts/lindaayres311_10-things-you-didnt-know-about-state-farm-activity-6671795172902342656-X3wh
  5. 10 Things You Didn’t Know About State Farm CEO Michael Tipsord  https://moneyinc.com/state-farm-ceo-michael-tipsord/