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#GoodNeighbors #GoshDarnMeanieHeads #GotContractorComplaints #VirtualCombatSkills Court of Public Opinion Got Contractor Complaints How to Win in Court IF your roof blows off and bad guys say SORRY NOT SORRY Linda Ayres vs StateFarm et al MoldCongress.com State Farm

Just the Facts, Ma’am – It’s a neighborhood site

We apparently had an “Active Shooter” event in San Bernardino County in California recently. #KnowYourNeighbors #StayAlert  and be #GoodNeighbors

Do we have the right to remain silent when a neighbor posts asking for recommendations for local water damage/ remediation contractors, and one neighbor posts about a company they found helpful and reputable, but others, across the nation, don’t usually have such a positive experience? 

It makes me wonder if he had carpets cleaned or some other simple task.

My first response when I saw the project manager’s name and phone numbers was a simple, “Worst of the Worst” under the referral.

I figured anybody interested could contact me by private message for more details. One response was thanks, another was ‘Who is?’

WELL, YOU KNOW ME, ASK A QUESTION AND GET AN ANSWER. For what it’s worth…..

Hi Neighbor…  I’m glad you had a good experience with Rod and his company.  That is not typical. Forgive me if this isn’t where we share truths about vendors; I scream all over social media, to warn the others.

Rod was sent to my home by State Farm Insurance on 2/4/2019.

I now have mold sickness. I live in my kitchen [evacuated from hotel in March 2020 due to national medical martial law events] as it is the only room in the house with walls and flooring. Decontamination is ongoing.  One environmental hygeniest recommeded that if State Farm ever settles that I should bulldoze the house as it will never be safe FOR ME again.

I am still fighting for my life and my home, because I wouldn’t give him $7,000 cash and insisted that they use my insurance.  

It got worse from there. 

[Had State Farm simply said, ‘call a roofer’ I would have called the same company Rod called and would have had a real tarp installed immediately and a new roof close to immediately! State Farm led me to believe if I didn’t use their vendors, my policy coverage would be void, because “things have changed.”]

He led me to believe he was a licensed contractor and my insurance carrier led me to believe I was required to use the services of the vendors they dispatched to my home.

40 DAYS OF WATER INTRUSION BECAUSE ROD COULD NOT GET IT TOGETHER TO GET A ROOF OR PROPER TARP ON MY HOUSE. They packed my house out without cleaning and drying whatever they didn’t break or steal.  Total loss.  They liened my house anyway.  We will have our day in Court.

He was rude, condescending, discriminatory…. and the apparent gross negligence in collusion with others has cost me just about everything.  I live down the road from you….  

I’m glad you had a positive experience with them.  I sense there are some extreme abuses when it involves unmarried disabled elderly rural homeowners.

I disclosed my disabilities when they came to the house — they must have interpreted it as saying I was stupid.  TENS OF THOUSANDS OF DOLLARS THEY COST ME — AND HARM TO MY HEALTH IS WHAT IT IS.

If you google search their company —you’ll see my complaints are common… and nobody cares.  

It’s hard to find legit mold remediation companies to work up here also…but 40 days of rain [AND SNOW!!!] (remember last February?)

Imagine the damage if there is no roof.   Tsk.  They might be ok for carpet cleaning— but they turned a simple $10K claim to over $100,000 and still climbing.  Bob Dunn, rip, suggested I sue for $10 milllion.

THE NEIGHBORHOOD artificial intelligence APP SUGGESTED THE ABOVE TEXT DID NOT MEET THE NICE/KIND COMMUNITY GUIDELINES.  :/

Below is the revised version, that seemed to present no problem:

Hi Neighbor – I’m glad you had a positive experience with them.

Rod was dispatched to my home on 2/4/2019 by my insurance carrier, State Farm, because my roof blew off.  You might remember how much it rained [AND SNOWED!] and how the wind blew last February? [I’m just down the road from you! :D]

Rod presented as a General Contractor — not so.  State Farm deceived me that I was required to use their Preferred Vendors.  Not so.  It got worse from there.

On their behalf, I can assure you they did not work alone. They apparently had full complicity with the State Farm Arizona claims office.  

#MoldKills — Check with MoldCongress.com Months of unmitigated unremediated microbial growth can be lethal. #StartWithTheScience

By failing and refusing to properly tarp my home and failing and refusing to replace a roof (demanding a cash advance of $7,000 from me)–for a simple $10,000 claim has cost over $100,000, and I’m still fighting mold, mold sickness and I live in my kitchen — the only room with walls and floor and some safety from the toxic mold caused by having no roof last year for over 40 days.  

One hygeniest suggested if there is ever settlement that I bulldoze the house because it will NEVER BE SAFE FOR ME AGAIN….  

So yes, I have extensive experience with them and could not caution our neighbors more intensely than I just have.  Toxic mold kills.

Putting profits before lives is not a nice practice.  Abusing elderly disabled unmarried homeowners is …. well, contrary behavior to what most Booomers find acceptable.

Bob Dunn, rip, State Farm agent suggested I sue for $10,000,000 and told me to lawyer up.  

tinyurl.com/WinWithoutLawyers

Easier said than done, so I keep it on the dockets in the Court of Public Opinion, and warn anybody who will listen.  

Stop by some time; I’ll show you what they caused.  NOBODY SHOULD HAVE TO EXPERIENCE WHAT I DID. 

#GotContractorComplaints?  #GotInsuranceComplaints? #GotVirtualCombatSkills to Defend Against #GoshDarnMeanieHeads?   #GotStateFarmComplaints?  #MadYet?  #WeAreTheMediaNow  — #FightBack  #StandUp  #GodBlessTheUSA

 

 

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#GoshDarnMeanieHeads #GotContractorComplaints #VirtualCombatSkills Court of Public Opinion Linda Ayres vs StateFarm et al LITTLE HOUSE ON THE MESA MoldCongress.com State Farm

THEY ASK — WHERE’S THE TIMELINE??? MOLD CAN START UP WITHIN 24 HOURS – SO THE EXPERTS SAY- CLEAN UP AND DRY OUT FAST! REMEDIATE!

#VirtualCombatSkills

You’ll find the most threads on LinkedIn, Twitter and some on Facebook and Google.  If you live in a home, you might be fascinated by how some companies can destroy your home and health, and seem to get away with it. 

BE YOUR OWN HERO!  BE A SMART HOMEOWNER!  Insurance Fraud is NOT A VICTIMLESS CRIME

Enhance your #VirtualCombatSkills as necessary BECAUSE #WeAreTheMediaNow

Google It!! #Boom #Boom #Boom  https://tinyurl.com/GotContractorComplaints-Google

LinkedIn #Boom! https://www.linkedin.com/feed/hashtag/gotcontractorcomplaints/

Twitter #Boom #Boom https://twitter.com/search?q=%23GotContractorComplaints&src=typed_query

Facebook! #Boom #Boom #Boom https://www.facebook.com/search/top/?q=%23GotContractorComplaints

THEY ASK…. WHERE’S THE TIMELINE?

ROOF BLEW OFF HOME FEBRUARY 2, 2019 – AND HOME WAS SYSTEMATICALLY DESTROYED BY STATE FARM PREFERRED VENDORS, WITHOUT REMEDIATION. March 8, 2019 – Policy Holder slipped and fell at hotel where she was sheltering in place while her home was being systematically and criminally destroyed by State Farm adjusters and Preferred Vendors. Head injury and broken wrist were results. The event happened after a one hour argument begging the adjuster to authorize dismissal of the assigned general contractor, “insurance adjuster representative” and the water remediation company so that legit contractors could be retained to replace the roof and repair the damages caused by the State Farm preferred vendor program. Authorization to replace the State Farm vendors was given on that call, and the State Farm Phoenix Office Adjuster advised he would advise the involved contractors that they were dismissed, and the homeowner was heading to the house to interview a local contractor. Later, more #MonkeyBusiness from the #PreferredVendors was discovered and documented. State Farm killed the claim to bury the evidence? So wrong!  #GoshDarnMeanieHeads!

 

Timeline:  [DRAFT 8]

Roof blew off 2/2/2019 Claim reported to State Farm 2/2/2019 – State Farm Claims office advised about the process and gave 3 numbers to call in order to be covered by the policy.

Paul Davis Restoration reports to property 2/4/2019, representing as adjuster representative and general contractor; demands cash, recommends having second contractor, #ServPro spread out drying equipment and commence work — because PDR was busy and “could work with ServPro”

2/4/2019 – 3/8/2019 – Pissing contest between PDR and ServPro, supervised by #StateFarm adjuster, while horrified homeowner watched clear destruction of her home; #StateFarm refused to intervene.

PDR complained they couldn’t replace roof till demolition was complete; ServPro called BS and said demo could not be complete till roof was replaced. Poorly installed tarp was useless from day one.

3/8/19 – Homeowner argued and pleaded with adjuster for over an hour to dismiss the criminal and authorize legit contractor. In shock, homeowner slipped and fell at hotel, broke her wrist and conked her head enroute to interview legit contractor.

Complaints had been made repeatedly to the State Farm adjuster that the house was being destroyed with intent to escalate the fees to repair the damage created by the failures of the State Farm Vendors– a simple roof replacement claim that began on February 2, 2019 is well over $100,000 and still climbing.

Were any of the parties involved in the destruction of the home and health of the homeowner familiar with “3rd Edition for the ANSI-IICRC S520 standard for professional mold remediation”

Greg Weatherman 1st degree connection Event Organizer at Mold Congress – When Data Matters: “Thank you [for sharing link to MoldCongress.com 2020 VirtualEvent]. We’re all 5th graders with new information. Jeff Foxworthy had the game show with the ultimate question about who was smarter than a 5th grader. It turns-out not many. I’m still shocked at those in the industry who did not know there was a current 3rd Edition for the ANSI-IICRC S520 standard for professional mold remediation as of December 2015.”

3/10/2019 #StateFarm #FieldAdjuster meets with Homeowner (just released from hospital after head injury and wrist break) and with potential replacement contractor; reviewing estimate provided by PDR and State Farm, made adjustment and #StateFarm Field adjuster authorized the change to #SavageConstruction.

MORE FOLLOWS – NOTE — THE DAMAGE WAS DONE DURING THOSE FIRST DAYS WHEREIN STATE FARM DECEIVED HOMEOWNER AND COERCED HER TO BELIEVE THAT SHE WAS REQUIRED TO USE THEIR VENDORS, FROM THEIR PREFERRED VENDOR PROGRAM, IN ORDER TO HAVE THE ROOF REPLACEMENT COVERED BY THE HOMEOWNERS POLICY.

[State Farm alleges they sent notice on or about February 28, 2019 indicating that the Preferred Vendor program was not required but was voluntary.  Policy holder was repeatedly advised that ‘nobody likes the Preferred Vendor program, but we’re stuck with it’ as she pleaded with the first adjuster to stop the destruction of her home and get legitimate contractors in to replace the roof and repair all the damage their #TeamsOfCrooks had caused.  The damage discovered afterwards is life threatening and really requires law enforcement investigations. #KickBackScams #GoneWild or something, huh?] 

Evidence clearly shows that the State Farm vendors failed to mitigate and refused to properly install a temporary tarp, refused to replace the roof or even provide the homeowner with a written estimate for a roof and build back prior to approval from the client, State Farm. Threats were made and damage was done.

More follows—–including forensic level research into why the identified water damaged walls throughout the property were not demolished and remediated by the State Farm Preferred Vendor team in February / March 2019; why the State Farm Preferred Environmental testing company missed so much mold and how, despite evidence, State Farm caused extreme damage to the property and to the property owner’s health by the dangerous delays and denials to remediate once the errors of the first State Farm dispatched Vendors was evidenced.

Reports on the forensic research including multiple ‘remediation and testing companies’ is eye opening —- the lack of regulation and access to vetted qualified vendors in the remediation world is a national disgrace and and extreme public health hazard.  

#BuildYourEmail lists — SUBSCRIBE AND SHARE…..  BECAUSE

#WeAreTheMediaNow and sometimes the #CourtOfPublicOpinion is the only Court that will hear complaints about criminal corporate corruption. #InsuranceFraud is #NotAVictimlessCrime #KickBackScams #GoneWild?  

#StayAlert — Tell your friends and neighbors; your governments already know and some politicians may be funded to #LookAway….

State Farm adjusters and Preferred Vendors seem to think that water intrusion can be left unabated and unremediated for more than 40 days without causing MOLD GROWTH and consequent microbial dangers.

They support their vendors who poorly install a loose fitting roof tarp with nails and sandbags over part of the roof, and expect it to last more than 40 days  

State Farm and their preferred vendors seem to believe that partial wall demolition in known water saturated areas throughout the house, combined with some air movers is sufficient remediation.  

When their environmental testing company takes 3 air samples plus one outdoor and calls the property ready for build back, and after build back- the house is discovered to be highly toxic, State Farm protects their Preferred Vendor Program rather than their policy holder and the adjusters suggest ‘some things must have happened after the build back’  

WOW, COULD THAT BE IN COMPLIANCE WITH STANDARD PROTOCOLS RECOMMENDED IN THE CURRENT MOLD REMEDIATION STANDARDS S520-2015 THIRD EDITION

How many State Farm adjusters and managers are required to be authorize a roof replacement to restore a home to pre-loss condition in California?  Why are none of them authorized to address clear evidence of insurance fraud by their dispatched preferred teams, as if the have no subrogation department? 

More importantly, why do they think they can get away with causing extreme property damage and health damage to one of their elderly disabled female policy holders? They don’t really believe the California Department of Insurance bows & defers to them, do they?

Let’s count:

  1. Randy Brewer
  2. Vincent
  3. Sue
  4. Joey Cammiso
  5. Tunde 
  6. Fred Tan
  7. Plus email contact allegedly to State Farm CEO, Michael L Tipsord,* and help desk  (they will refuse to send transcripts of recorded calls to disabled Americans reporting complaints—well, they will advise to ask the next agent how to obtain transcripts)

Joey and his bosses State Farm ® seem to think that because their vendor – an environmental testing company in AgouraHills or someplace like that in #SouthernCalifornia did 3 fast air tests and an outside test, no swabs, no visuals, and just a tiny part of an entire house that had extreme #waterintrusion because there was no roof for 40 days because …..

WHY WAS THERE NO ROOF AND UNABATED WATER INTRUSION FOR SO MANY DAYS?  #AskJoeyAtStateFarm – he thinks he knows.  

Not one #StateFarm employee is familiar with the MOLD REMEDIATION STANDARDS – 3RD EDITION – 2015??https://tinyurl.com/MoldRemediation-3rdEdition

WHY IS THE FAILURE TO PROPERLY TARP AND REFUSAL TO REPLACE THE ROOF FOR SO MANY DAYS THE PROXIMATE CAUSE OF EXTREME MICROBIAL DANGERS IN THE ENTIRE HOUSE?  THE POLICY HAS A 5,000 MOLD CAP—- BUT WHAT HAPPENS WHEN STATE FARM AND IT’S VENDORS CAUSE THE CONTAMINATION BY REFUSALS TO DO THE WORK REQUIRED IN A TIMELY COMPLETE AND TO PROFESSIONAL STANDARDS. 

That is taking the old adage that “crimes pay” way too far, wouldn’t you agree?  If the insurance carrier CAUSES a claim to exceed $10,000 by criminal gross negligence, to have the carrier restore the property to pre-loss condition, does it require DISTRICT ATTORNEY AND OR FBI investigations and indictments into what appears to be organized criminal activities at worst; extreme incompetence and abuse of elderly disabled policy holders at the very least?  #AskingForSomeFriends

BECAUSE their preferred vendors attempted to extort $7,000 cash from the policy holder to get a roof on sooner rather than later, that because the homeowner relied on what she believed that “I don’t have $7,000 cash to give you besides, I have great insurance with #StateFarm‘… well, Joey and his co-conspirators aka co-workers and managers apparently believe the grossly negligent report that was provided to State Farm, which State Farm, in turn, authorized another contractor (chosen by homeowner and authorized after meeting with/by State Farm Field Adjuster) to commence build back, who commenced build back based on the State Farm provided report from the grossly negligent environmental air quality testing company.

WHEW! TALK ABOUT AN OBFUSCATED MESS!


Sources, Noted and Recommended Further Reading and Research
  1. GotContractorComplaints.com  SUBSCRIBE COMMENT & SHARE because you can
  2. ANSI/IICRC S520- MOLD REMEDIATION – THIRD EDITION: 2015 https://publications.iicrc.org/current-standards/s520-2015?qr=1
  3. MOLD REMEDIATION STANDARDS – 3RD EDITION  http://tinyurl.com/MoldRemediation-3rdEdition    
  4. Ayres on State Farm Insurance on LinkedIn https://www.linkedin.com/posts/lindaayres311_10-things-you-didnt-know-about-state-farm-activity-6671795172902342656-X3wh
  5. 10 Things You Didn’t Know About State Farm CEO Michael Tipsord  https://moneyinc.com/state-farm-ceo-michael-tipsord/
Categories
#GoshDarnMeanieHeads #GotContractorComplaints State Farm Uncategorized

GO! SAVE YOURSELF FROM THE GOSH DARN MEANIE HEADS!

Yesterday was fun. In getting estimates for some build back stuff at home, the representative who came to the house said he knows me from LinkedIn (and mutual connections, previous biz associations and colleagues) Ha! Trippy to meet a VirtualFriend in Person!

I warned him that he might be shocked at how I am living without walls, insulation, flooring and furniture. He was so kind!! Even said he would pray for me.

#GotContractorComplaints?

The guys at State Farm and those they sent are relentless monsters, and the ones I found were not much better.

It’s not enough for them that they destroyed my home and health and stole my money, my time and my abilities to move forward with bringing YOU MORE AND BETTER PACKAGED INFORMATION ON THE RADIATION MATTERS ACROSS AMERICA.

One environmental hygienists said that if State Farm ever settles up to restore my home to preloss condition, bull doze it because with the mold toxicity I have sustained because of their collective criminal conduct, this house will NEVER BE SAFE FOR ME AGAIN. Thanks, Guys!

They have to keep on lying, cheating, demeaning, abusing and discrimination.

One attorney suggested that State Farm has a strong pattern of practice of abusing “elderly, disabled, unmarried, rural homeowners” and that with my brain injury, that I really seem to fit the profile. I’ve probably interviewed at least 40 attorneys or their intake folks. Bad Faith ones say it’s construction defects; mold ones say it’s complicated and would required a $30K retainer, elder abuse attorneys say nope; ADA and discrimination and civil rights attorneys say nope. JUST WHO AND WHAT DO US ATTORNEYS REPRESENT? Oh, yeah, Corporate America.

I think that would put the majority of them in the traitors to humanity field, wouldn’t it?

This will contain all the reports and evidence to be provided to the authorities; perhaps they will identify even more patterns of practice and domestic biottttttterrorism by these sorts of crowds. Can’t even get a remediation company out becausethey are too busy cleaning up Wuhan virus from imaginary surfaces for big bucks. D’oh.

This week’s dramas includes a remediation dude who abandoned the project, house still has mold, his hygienist refused to come back and check suspected missed areas behind the tub and in the master bedroom (shouting profanities at me and accusing me of throwing him under the bus for questioning his work) despite the fact that I advised that upon return to the house, my body said it was unsafe, evidenced by fresh rash and other symptoms.

I asked them for a fresh protocol and to come clean up to obvious sites and they said… no.

For the one shouting at me and hurling insults, I said, ‘We’re done” and I found somebody to reinspect. That company was disparaged and I was accused of ‘getting the samples’ myself and they disputed the lab reports. They said the involved beam is just old and dark; no reason (besides A LAB REPORT?!!) to suspect 3 different mold species.

To the $25K 2020 remediation dude, I said, ‘gosh, I though you might want to do the right think since your $7K estimate ended up costing me over $25K, and the house is still not ready for build back—plus I thought you might want to pick up abandoned equipment’

He had no clue his crew left anything then made up a list of stuff they allegedly left then accused me of refusing to release it.

OMG….#GoshDarnMenieHeads

I might do a #GoFundMe Campaign if I can figure out something of value to #GiveBack so nobody ever has to get sick and die because of greedy monsters in the insurance, mold and remediation and construction fields and useless lawyer companies again. Good idea??

WHAT DO YOU THINK IF I CREATE A GO-FUND ME ACCOUNT? What do you think could cause people to try to help me and thereby helping others, too?

Do you think many friends might help with build-back so I can get back to volunteer work bringing you nuclear danger alerts, stats & strategies. I guess if we don’t ask, we don’t get. I’ll figure that out.

All these companies that have harmed me talk about the great jobs they do in their communities helping people. They also tell me they did everything right, and by the book in my $10,000 roof replacement matter. Odd that they all think they did everything or anything right, yet my home is essentially uninhabitable and has been since 2/2/2019. What do they think caused all the microbial growth and damage? #Covid19? D’oh

This has cost State Farm over $100,000 and me over $50,000 and climging and medicare costs are being calculated…. so yeah, we alll pay for damages caused by #InsuranceCrooks and their Minions, don’t we?

My State Farm agent suggested I sue for $10,000,000 and said he couldn’t help me because he was busy writing State Farm wildfire policies for those poor homeowners kicked to the curb by their carriers. He ended up in the obituaries — I hope it had nothing to do with recommending I lawyer up and sue…… RIP Bob Dunn.

IF ONLY THEY COULD ALL BE CONVINCED TO COMPLETE THE REDEDIATION AT MY HOME, AND BUILD BACK THE WALLS WITH INSULATION AND FLOORING AND REPLACE THE HOUSEHOLD GOODS THEY CAUSED DESTRUCTION OF.

Here is a partial list of the companies involved in the Complaints you have been reading me write about, using a variety of hashtags, including but not limited to #GoshDarnMeanieHeads #GotInsuranceComplaints #GotContractorComplaints.

You’ll find the most threads on LinkedIn, Twitter and some on Facebook.

I have to finish the timeline “from February 2, 2019 to present” when roof blew off and I called State Farm claims office within the hour. It’s been hell, brimstone and corruption ever since. It destroyed my home, cleaned out my bank accounts, and made me sick.

#INSURANCEfraud #InsuranceCorruption — NOT VICTIMLESS CRIMES.

I also have to make a list of all the contractors, and my complaints and damages. I write best when I write to YOU. So, here’s a partial list of all parties who will ultimately be defendants, in as close to chronological order as I can recall at the moment:

State Farm Homeowners Insurance

Paul Davis Restoration – Palm Springs

ServPro – Palm Springs/Indian Wells

Contractor Connection

Temporary Accommodations 24/7/365

American Environmental Group

Mobile Mini

Savage Construction

Mold Eliminatorz

MTC

GEO-EARTH Environmental Inc

RAPID DRY RESTORATION

Maybe, for a #GoFundMe campaign, I can reach out to their community support arms and we can get my home restore to pre-loss condition that way.

As most of you know, I am considered totally disabled because of a serious head injury at work in 2012. This is not my first rodeo fighting for survival with corporate entities. One doctor suggested I must prepare for “assisted living” and she later suggested that fighting for my life/ fight-flight response/ is obviously helping rewire my damaged neuropathways.

#ConstantVigilance #EternalSuspicion

Gotta run. A guy pal is stopping by shortly…. He couldn’t understand a word I was screaming about “NO, I’M NOT OK. I’M LIVING IN MY F—–ING KITCHEN BECAUSE MY HOUSE HAS NO WALLS, INSULATION, FLOORING AND MOLD GROWING FOR OVER A YEAR, IN EVERY ROOM, AND THE CHEAP REPLACEMENT ROOF INSTALLED AFTER 40 DAYS OF RAIN IS SUBSTANDARD, NOT PERMITTED TILL AFTER IT WAS DONE, AND PROBABLY LEFT MOLDY PLYWOOD TO SAVE A FEW BUCKS — Some have said that State Farm got ripped off paying $10K for what appears to be a $5K roof that their own vendors wanted to charge $7,000 cash to install it quickly. The State Farm vendors didn’t mitigate, remediate or rebuild the house in what appears to be a RICO LEVEL #KickBack Scheme that went south when I complained loudly, and persistently.

THE UNITED STATE OF AMERICA IS NOT HAVING A CONSTITUTIONAL CRISIS. THE CONSTITUTION IS FINE.

IT’S THE CORRUPTION— AND THE APPARENT CONTINUE STATE OF TATTERS OF THE FBI. We won’t talk about that other rogue agency, at this time.

Continue to #DodgeTheRads – #ExterminationsAreTroublesome

More follows…. I think if we look at each vendor, complaints and damages, the Department of Insurance and other agencies can use this blog to fill in the blanks on their investigations.

Watch for a GoFundMe campaign…. I understand it is often used by liberals for money-laundering type events; but there are also some solid Americans Helping Americans campaigns. Many Injured Workers in the USA have had to resort to such acts of kindness and charity also.

GOD BLESS AMERICA! #KeepThePowderDry

BUILD YOUR EMAIL LISTS and remember remember…

WE ARE THE MEDIA NOW