WHAT QUESTIONS WOULD YOU ASK THE ADJUSTERS INVOLVED IN AN INSURANCE SCAM THAT CAUSED LIFE THREATENING ILLNESS AND CATASTROPHIC PROPERTY LOSSES? Asking for A Friend


DEFENSE TEAMS SAY IT’S MY MOVE?  HERE IT IS. 

SEE YOU TUESDAY, with objections and requests for sanctions and conversion to COMPLEX LITIGATION to protect the Court from further chicanery and costly burdens on the Court, Co-Defendants and Plaintiff with Disabilities and accommodations requested. 

I WAS IN THE MIDDLE OF A COUPLE OF PERSONAL DEVELOPMENT CONFERENCES AND DRAFTING QUESTIONS FOR DEPOSITONS WHEN I GOT SIDE-SWIPED BY AN ACT OF GUERILLA LAWFARE.  I’m working on the objections.  Court is rescheduled for Tuesday morning. Thanks for your prayers and support.

I caught them in an act of intimidation and deception by sending the notice to the wrong email address and it was even mis-dated with 2021.  I called them out on it, so they withdrew and regrouped.  I think there might need to be sanctions, or once and for all the District Attorney and or the Attorney General needs to get involved in this case.

It’s not just about destruction of my home and health.   Watch those hurricanes, and if you have friends with #StateFarm insurance, tell them they won’t find help in the legal community, so buckle up and document everything and find some teams of Public Adjusters that have integrity that you can count on!

 

I dodged the exparte hearing, improperly served notice, in violation of a Court protection, and based on false allegations that I did not file the Third Amendment Complaint , last week. 

Assertions without evidence, then blaming me for Court-wide catch up from lock down, when anybody who has been to the San Bernardino Superior Court KNOWS that all the staff is working diligently and always in extreme courtesy.  It is simply silly and vicious and an attempt at bullying, intimidation, and abuse of a boomer with disabilities.

The defense firm has again taken action that clearly illustrates …. bad actor-itis.  I have to “get this out of my head” so I can focus on those forms and objections and proper Court wording”  [Thanks for your patience and understanding] 

[When I got a conk on the head in 2012 at work, those lawyers used to say, “Ms Ayres. I get your emails, and I read them.  They’re very long.  Could summarize them?”  I sharply replied, “Before the head injury, indeed I could have.  Help get me some medical attention, and maybe I can again.”  One of the doctors told me, “Linda! It’s called perseverance.  Your long emails are EVIDENCE of your brain injury.” That doctor also told me I had to “prepare for assisted living and I said no way, my home is my castle on a dirt road with great desert critters. 

STATE FARM STOLE MY SANCTUARY AND MY SAFETY AND MY YEARS OF SYSTEMS AND PROCESSES TO LIVE REASONABLY WELL.  RECENT AIR QUALITY TESTS SHOW THERE IS STILL TOXIC MOLD HERE.  THEY POISONED ME. 

I CAN HARDLY WAIT TO GET THIS TO JURY TRIAL…. AMERICA NEEDS TO KNOW WHAT MONSTERS THEY ARE, AND WHAT MONSTERS THEY ASSIGNED TO DO THEIR DIRTY WORK. 

We may not win in Court, but, My Fellow Americans, I am glad I have made as much noise as possible. 

There are no attorneys in our Country anymore who will help us… most are on the dark side, and those who aren’t, can’t take on new stuff.. SO LEARN HOW TO MOVE THE COURTS, LIKE OUR REPUBLIC DEPENDS ON IT ]

You’d think a defense attorney might know that.  Ditto for the toxic mold exposure caused to me by State Farm and their acquired “Mold Clearance” report that was not a “mold clearance report” at all, but it was still used to authorize build back, with plausible deniability that I might be dead before I figure out what kllled me.  I just got a new 2 samples mold test.  (My roof blew off 2/2019 and State Farm and it’s crews let rain fall inside my house for 40 days while they did who knows what – after build back, by December 2019, I was visibly sick from toxic exposure and had to do a second demolition of my home.  All the attorneys have the pictures and medical records of my home and the adverse consequences to my health and body).

The first demo was partial and incomplete.. 65% structure and most all my world possessions.  They causes a $10,000 roof loss to become this big mess, and AEG apparently tends to continue to act as one attorney said, “LIKE A RUNAWAY TRAIN”

There were 10 defendants, now there are 5.  ONLY AEG DEMURRERS STRIKES AND ANSWERS HAVE BEEN HEARD.  THAT SURE RACKS UP BILLABLE HOURS FOR EVERYBODY.. AND IS AN EXTREME BURDEN ON THE COURT AND THE PLAINTIFF.  THAT’S CALIFORNIA, HUH?   WE’LL SEE.

 

Since 2021, only AEG – American Environmental Group -a McLarens company, apparently headquartered in the UK,  has had rulings by the Court. 

[Racketeering suspicions increasing … multinational organizations involved in destroying American homes and lives, one at a time.  See also Brookings Institution and Qatar and money laundering FBI indictments… State Farm Chairman is a trustee at Brookings…   Connect those dots, huh?   ]

Their law firm has a strategy that befuddled most of the other defendants, but they won’t speak up to the Judge, they seem to go along to get along.  Their defense counsel also admitted to breaches of confidentiality discussions with now settled defendants, and their managing partner recently blamed me for all their billable hours?  Well, heck, I guess it’s costly to monitor my every key stroke.  She says I can only talk to her, not to anybody else in her company.  She says something like it’s to protect them from my #meanTweets and #meanPosts.  I don’t think she is fully familiar with the facts of the file, or she has selective perceptions.  She also blames me that settlement discussions with them were aborted earlier this year, and went no where this month.  

I wonder if I can demand discovery of their billable hours and evidence that any of my multiple settlement offers were communicated to their client since October/November 2021 and others.

We did have a few civilized Meet and Confer discussions this month, then they moved into bad-actor-itis again.  

 

October of 2021 – the bad guys attempted to coerce a California Superior Court Judge to violate my First Amendment rights. I don’t recall his exact words, but if looks speak, it was along lines of , GIT OUTTA HERE! THAT’S A FIRST AMENDED ISSUE. [They wanted the Judge to muzzle me from social media because, as one attorney stated, “She’s got our attention.”   I wonder who THEY are that had their attention GOT.  Obviously, there was too much info, too long, they didn’t read?

 

    https://LinkTr.ee/LindaAyres311

Well! Obviously not… today a google search is pretty sanitized, and I lost my LinkedIn account around that time, probably coincidentally…. I can’t be that much of a both to insurance cartels and their fixers..

But anyway, a BING SEARCH gets sanitized every now and then but the boyz and galz of the defense teams did succeed in getting their clients top pages in a search results of over 2 BILLION 300 MILLION…. That’s not nuthing, huh?

tinyurl.com/LindaAyresVsStateFarmEtAl-BING

[The Court granted, long ago, a specially designated email address for one of the defense firms that had exceeded reasonable communications multiple emails daily, in lots of legal jargon and abbreviations, for months, and discovery demands weekly if not more frequently. Those issues were resolved, with nearly $2,500 in sanctions, even through the lawfare was admitted the calibre that not even a seasoned litigator could handled, let alone a self-represented disabled boomer. What is, is. I failed at adequately conveying the breaches of professional conduct to the Judge at that time. Will try again with recent attacks.]

 

So as not to get derailed, I have been working on deposition questions, starting with State Farm adjuster teams and management. 

Now I’m all in a bit of a frenzy to properly respond to the court, and I have to leave by 5 am Tuesday to get there in time for 8:30 court, and we may not get heard till close to noon, since ex-parte seems to happen after regularly scheduled hearings. 

So, AEG again causes burden to the Court, co-defendants, and me.  [Clear admission to any reasonable person thatthey have nothing to defend their client with… collusion with State Farm that caused catastrophic damage to my life and home; that was also alluded to in recent Meet and Confers that were aborted because of false evidence appearing real.. you’d think a seasoned litigator would do their homework?]

For the record, not one of the unlawfully assigned preferred vendors and remaining defendants in Linda Ayres Vs State Farm et al CIV SB 2106284 would have ever set foot on my property in 2019, had State Farm not deceived me when they told me that the wind peril would not be covered unless I used their assigned vendors.

There vendors might have been trained by CIA, at least it seems so, as they have that edge of the #OfficeOfDirtyTricks. There are/were a couple of decent attorneys, but by no means are they in the majority.  I read a study a while back regarding such matters; the writer is no longer a part of our LinkedIn community…. 

 

SO, ON TO ADJUSTER DEPOSITION QUESTIONS -DRAFT 2

Um Hmmm..  I recently heard that FIELD ADJUSTER has retired.  

HISTORY: My roof blew off 2/2/2019. She did not inspect the property until around March 10, 2019.  I was led to believe she had to authorize the replacement contractor.  I was originally deceived that my policy (wind peril coverage) required that I used only their vendors from their preferred vendor program.  I repeatedly requested “authorization” to replace them, as they were destroying my home; Randy Brewer denied such authorization till approximately March 8, 2022 – when they finally received the xactimate estimate.

You might ask Field Adjuster  is she remembers me, and my little house in Yucca Valley.

You might ask Field Adjuster if she would ever sign an estimate as the “inspected by” adjuster when it was actually inspected by a non-licensed adjuster; actually, inspected by a sales guy.

You might ask Field Adjuster if she was afraid of her bosses, and what sort of “trouble” she might get in she recommended work that was required to restore a property to pre-loss condition.

You might ask Field Adjuster which local contractors she has worked with, and how many ended up in litigation, over the years.

You might ask if Field Adjuster ever received a favor, took a bribe, or looked the other way to accommodate a superiors’ request to cut a claim payment loss.

You might ask about Field Adjuster  training and expertise in consequences of unmitigated, unremediated water saturation from, for example, a property without a roof for 40 days, during multiple wind rain snow storms.   

You might ask if Field Adjuster ever suspected insurance scams being run by Regional Claims Adjuster Manager officer/executive, affording ‘leakage’ — increasing the profitability of targeted policy holders for favored contractors, and if she, personally, ever received a bonus from such activities.

You might ask if Field Adjuster ever attempted to change the decisions of superiors, to deny full restoration of a property by her superiors.

You might ask Field Adjuster  if it’s customary for State Farm to authorization a ‘dry out’ with a blank-check/authorized invoice of, say, $15K, and to believe the vendors, without inspecting their work, had completed the work in nearly 3 weeks, for half the price, even though the roof was still missing…and gaining more water damage by the minute.

You might ask what companies Field Adjuster recommends, if any, for environmental inspections and which Field Adjuster recommends, if any, for remediation and demolition.

You might ask if it’s customary for Field Adjuster not to inspect a property for over 40 days, and to just believe what unlawfully assigned vendor salemen  (not licensed adjusters, but acting as “Adjuster Representatives” in California who report back to Arizona.

You might Field Adjuster her how the State Farm Premier Services program works, and why some policy holders are advised that policy coverage requires use of the State Farm Vendors, and one’s who know better or don’t have disabilities or are not easily intimidated are allowed to find their own contractors.

You might ask if there really is a 

  • Roofing Network Service Providers (RNSPs) who can assist with identifying and selecting roofing contractors who can provide an estimate and complete roofing repairs

and under what circumstances would they be utilized?

You might ask Field Adjuster under what circumstances is it recommended and what is the policy on offering policy holders “speedy roof replacement” if paid in cash, outside of the State Farm premier services vendor program?

https://www.statefarm.com/claims/claims-help/home-and-property/premier-service

You might Field Adjuster ask under what circumstances, and what policy, would a policy holder be told to ‘hire a handyman to put a temporary tarp on the property, and be sure to save the receipts, until one of our vendors can get there.

You might ask if Field Adjuster is aware the the State Farm chairman, Michael Tipsord, is a trustee at the Brookings Institution and that the Brookings Institution had a president, recently resigned due to FBI indictment – something about money laundering and Qatar, and he was also allegedly a retired military general, and what does she think about that, and if Field Adjuster is aware of any DHS investigations into the company practices locally and nationally.   #GoogleIt

For all depositions, I would be inclined to ask about Jake From State Farm and the population he is positioned to target. 

There is a NYT time “journalist” who has apparently just written a book on the racist practices against State Farm policy holders — her focus is black families in low income areas.  I think she doesn’t believe the abuses are not race or gender related.

I would also ask Field Adjuster what she thinks about State Farm’s public support of BLM, and if she was aware of any financial support provided to that group during the “Summer of Love” and destruction of American cities, and if she is aware of any risks or policy coverage/interests any of the State Farm entities may have had in those events.

I would ask Field Adjuster if she was aware of the numerous class action suits against State Farm along with racketeering allegations, ie. 

State Farm’s Record-Breaking Growth Linked to Racketeering Enterprises

 

I might ask why Field Adjuster didn’t help me, when she knew the house was a toxic dump and could kill me.  I might ask why Field Adjuster didn’t fight to help save my home and my life, particularly when a contractor she had experience with helped her understand the failures and incomplete work of dry out and remediation.

I might ask if Field Adjuster believes that some extensive water damage does not required complete demolition of all identified water saturated materials, nor does it require chemical remediation.  

I might ask how many days of unmitigated water intrusion and damage create a risk for mold, per State Farm policies and procedures for field and desk adjusters.

I might ask Field Adjuster  if it is a standard of practice to do minimal work on water damage claims, knowing the practice will cause microbial growth, sickness and possibly death to occupants but risk is mitigated by having a $5K cap on mold, even when the environment is created by negligent or criminal State Farm adjusters and assigned vendors.

I might ask if Field Adjuster got  bonuses while working at State Farm, and what were they contingent on.

I might ask how Field Adjuster can sleep at night.

 

My case is very similar to the Evangeline Grossman COMEY VS STATE FARM ET AL (Mission Viejo, circa 2014)  

I modeled my Complaint, initially, after that one.  Neither Evangeline, nor her prior Shernoff team would represent me (and about 60 other law firms)

 

There are some interesting quotes where Grossman talks about water damage and class actions because of how State Farm handles losses.   

 

This is the most concise piece I found to illustrate the points. 

ABC Runs Story on Lawsuit Against State Farm, ServiceMaster and …

 Google search link: https://www.google.com/search?q=comey+vs+state+farm&rlz=1C1JZAP_enUS905US905&oq=comey+vs+state+farm&aqs=chrome..69i57.4592j0j7&sourceid=chrome&ie=UTF-8

This could be good practice draft for me. 

I plan to depose Linda Holloway Cox, Randy Brewer (desk adjuster in Arizona) Roy Paynter (“adjuster team manager” in Arizona… by the looks of these two videos, I think in a Texas deposition in 2013, he must be a regional foot soldier.  He was the last one on my case before litigation.  He told me he didn’t have authority to settle my case and that nothing would happen and it would not leave his desk til I file a lawsuit. 

If you haven’t seen those videos, he squirmed like a worm.  He kept me on the phone a long time on first call, then told me he had to get briefed by his team.

I sent him transcripts of the call… I sent him the transcriptions to be helpful.  He got real mad at me. They had interrogated me so many times, I wanted to be sure he quoted me correctly….. 

Check out these videos…    I heard that the Arizona office (one of the claims offices) also got an executive from the recent Class Action .. was it Louisiana?  

Evasive State Farm Manager Finally Admits Insurance Company Has a Duty to Help the Insured

29,895 views  

Aug 22, 2013

State Farm says Actual Cash Value Does Not Mean an Item’s Actual Value in Cash

11,069 VIEWS  May 3, 2013

AEG defense counsel commented on my blog, asking if I was authorized to share those youtube videos. I guess that attorney is unfamiliar with YouTube?  Search: YOU TUBE ROY PAYNTER

I could write a book on being a boomer with disabilities terrorized with guerrilla lawfare by foot soldiers of the insurance cartels 

I think one of the next major concerns for those of us in California are the alleged Venezuelan Penitentiary Released Hit Squads being welcomed at the border soon.

I can’t talk this fast, but I hope these notes may be of some value to anyone insured by State Farm and who was deceived into having State Farm Premier Servcies vendors assigned to their losses, who caused even more losses.  You may not be able to find a legal representation either, but we still have the First Amendment, and even if it doesn’t help you, directly, even monkeys in the Jungle sound the alarms when danger is imminent.

Send this to your favorite Public Adjusters and tell them ‘I AM A SPEAKER AND I AM LOOKING FOR SPEAKING ENGAGEMENTS TO PRESENT TO THEIR AUDIENCES SOME IDEAS ON HOW TO SURVIVE A COVERED LOSS WITH STATE FARM AND IT’S UNLAWFULLY ASSIGNED PREFERRED VENDORS.

I’m also working on a PodCast, but it may have to be on hold till the first of the year.  

WE ARE THE MEDIA NOW and for that #WeThePeople ARE RESPONSIBLE.

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3 responses to “WHAT QUESTIONS WOULD YOU ASK THE ADJUSTERS INVOLVED IN AN INSURANCE SCAM THAT CAUSED LIFE THREATENING ILLNESS AND CATASTROPHIC PROPERTY LOSSES? Asking for A Friend”

  1. Remember remember… #WeAreTheMediaNow and for that #WeThePeople ARE responsible.

    Let’s #StayConnected … SleekBio.com/LindaAyres311

    Here’s a related #LinkedIn post… share it with your smart friends and neighbors… I am a speaker and I am looking for speaking engagements to present ideas to your audience on the dangers of #BlackMoldMatters and how to survive a covered loss by #StateFarm and it’s Premier Services vendors.

    HINT: WHEN THE ADJUSTERS TELL YOU YOUR CLAIMIS ONLY COVERED IF THEIR ASSIGNED VENDORS ARE USED, IT’S A LIE. RUN AN FIND A PUBLIC ADJUSTER,A LAWYER OR REPORT THEM TO THE LOCAL DISTRICT ATTORNEY BEFORE YOU LOSE EVERYTHING.

    Then blog about it.

    It’s a National Health Crisis and attack on American everywhere. Search TOP CLASS ACTIONS and when your state comes up, help the lawyers who are prosecuting all that you can.

    Like

  2. Unlawful lawfare that is designed only to increase time and costs to everyone seems to be a violation of Professional conduct.
    Who ya gonna call when defense firms don’t get it that excessive lawfare impedes the administration of justice?
    Does the California Civility training encourage taking advantage of Americans with disabilities, then gaslighting and threatening?

    It was suggested that I research CALIFORNIA STATUTES ON THREATS. I DID.
    https://tinyurl.com/CASstatuteofthreats

    Please be mindful of State and Federal laws regarding abuses of self-represented plaintiffs, that may also be elderly, disabled, unmarried and female.
    Learn more at LindaAyres.com

    Also, please note, that when some big tech appears to collude with insurance cartels and their minions, America is still free, and #WeThePeople have choices.

    Remember remember… #WeAreTheMediaNow

    Like

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