WHAT ABOUT ENVIRONMENTAL TESTING AND REPORTS? Is using insurance carrier preferred vendors … a good idea? WHAT COULD GO WRONG?

FOR PERSPECTIVE, HERE ARE A FEW RESOURCES TO KNOW ABOUT IF YOU’RE A PROFESSIONAL OR JUST A HOMEOWNER….


the insurance gods: How the Insurance and Restoration Industries Have Failed the Consumer

the insurance gods by Kevin Jones


MORE RESOURCES:

Here is video with a legal slant- Why Lawsuits Take FOREVER! // Civil Cases, Personal Injury, Insurance... by Lawyer Britt and her playlist, INSURANCE CLAIM 101


Here’s an article comparing #ClaimsLeakage and #UnderwritingLeakage –circa 2015,  both dangerous for consumers.


Other sources to know about include, but are not limited to  APassociation.org  UPhelp.org C&Rmagazine

State Farm Premier Service® Program

THE ARIZONA ADJUSTERS OFFICE APPARENTLY BELIEVES THE PROGRAM IS REQUIRED FOR POLICY COVERAGE.  THAT’S WHAT THEY TOLD ME IN 2019.

THE ADJUSTERS EVEN ASSIGNED AMERICAN ENVIRONMENTAL GROUP TO DO THE ENVIRONMENTAL TESTING AND MOLD CLEARANCE… THAT RESULTED IN CATASTROAPHIC DAMAGE TO MY HOME AND HEALTH.  STATE FARM PROBABLY NEEDS TO TRAIN THEIR ADJUSTERS AND ADJUSTER MANAGERS BETTER, AND STOP THEM FROM LYING TO THE UNSUSPECTING PUBLIC. 

I BEGGED FOR AUTHORIZATION TO REPLACE A COUPLE OF THEIR ASSIGNED VENDORS, AND WAS DENIED REPEATEDLY, UNTIL THE HOUSE HAD BEEN 65% DEMOLISHED.

THEN STATE FARM OBTAINED A MOLD CLEARANCE TO AUTHORIZE A REBUILT, THAT RESULTED IN 95% MICROBIAL GROWTH CONTAMINATION AND THREAT TO MY LIFE. 

SURE LOOKS LIKE I GOT SCAMMED, BIG TIME.  RICO LEVEL?  COST ME JUST ABOUT EVERYTHING, SO FAR.

 

NOT GOOD NEIGHBORS! 

 

HERE’S A GOOGLE SEARCH ON THE STATE FARM PREMIER SERVICE PROGRAM aka Preferred Vendors Program

WHAT STATE FARM SAYS IT IS… https://www.statefarm.com/claims/claims-help/home-and-property/premier-service IN STARK CONTRAST TO WHAT IT REALLY IS! 

DRAW YOUR OWN CONCLUSIONS  -10,100,000 results …  https://tinyurl.com/StateFarmVendors  

 

Here’s a participant in the State Farm Premier Service Program  with a branding slogan that says “PUT US TO THE TEST”  CATCHY, HUH?   

 

#STATE FARM PUT THEM TO THE TEST AT MY LITTLE HOUSE ON THE MESA IN 2019.  IT IS AN EPIC FAIL.  BUT LET’S SEE HOW THAT COULD HAVE HAPPENED?   WAS IT A MISTAKE, OR SOMETHING ELSE?  

GCC: WHERE’S THE ROOF!?! LITTLE HOUSE ON THE MESA

American Environmental Group

Here are some  of my Linkedin posts… 

#PutThemToTheTest 🤔

  1. PROVIDING SOLUTIONS – PUT US TO THE TEST
  2. INITIAL MOLD ASSESSMENT
  3. INDOOR AIR QUALITY TESTING
  4. MOLD SURVEYS
  5. POST-REMEDIATION MOLD INSPECTIONS
  6. WHY CHOOSE AEG?
  7. PROFESSIONAL INDUSTRY ASSOCIATIONS
    1. Loss Executives Associations (LEA)
    2. American Council of Accredited Certifications (ACAC)
    3. Indoor Air Quality Association (IAQA)
    4. American Conference of Governmental Industrial Hygienists (ACGIH)
    5. American Industrial Hygiene Association (AIHA)
    6. Southern California American Industrial Hygiene Association (SCAIHA)
    7. American Society of Heating, Refrigeration and Air Conditioning Engineering (ASHRAE)
    8. Occupational Health and Safety Administration (OSHA)
    9. Environmental Protection Agency (EPA)
  8. HEAR IT FROM OUR CLIENTS
  9. AmericanEnv.com
  10. Litigation Support Services

INSURANCE PROGRAMS


State Farm ® #PreferredVendor 😳

#waterdamage
#moldremediation
#propertydamage
#leakage #scienceandenvironment #lifesafety
#moldAssessment
#BlackMoldMatters
#Mycotoxins
#LitigationSupport

C&R Magazine

Restoration & Remediation

Restoration Industry Association

National Association of Insurance Commissioners (NAIC)

National Association of Attorneys General

National Association of Public Insurance Adjusters (NAPIA)

IICRC

One America News Network

7 comments

  1. Really State Farm? “…WHEN CLAIMS HAPPEN, CONTRACTOR CONNECTION WILL BE A VALUABLE RESOURCE FOR YOUR POLICYHOLDER.
    We are here to provide policyholders with peace of mind when it comes to repairing their property.”

    https://www.contractorconnection.com/insurance-programs/

    WHAT ELSE? FIVE YEAR WORKMANSHIP WARRANTY IN THE US? WHAT HAPPENED AT MY HOUSE?!!! That sure was a doozie of a mediation… all facts disregarded and blame the victim all the way? Yikes!

    “Top contractor insurance carriers who lead the industry in providing customer satisfaction partner with us, and for good reason. Contractor Connection is a powerful tool to support your claims management efforts to provide fair and accurate estimates, quality repairs, increased customer satisfaction and boost policyholder retention. To take advantage of it, all you need to do is contact Contractor Connection today.”

    **Five-year workmanship warranty is only applicable in the United States

    Like

  2. NO KIDDING? EVEN TRAINED IN IICRC-sanctioned restoration techniques? WHO KNEW! NOT THE GUYS ASSIGNED TO MY PLACE, NOR THE ADJUSTERS WHO SENT THEM AND NEGOTIATED WITH THEM AND SUPERVISED THEM! THE ADJUSTER EVEN DISMISSED THEM…..

    It must have been an exceptional situation? Or something else? Do all State Farm policy holders have to have TPA mediation, fight invalid liens, go to small claims court AND THEN ENGAGE IN CIVIL LITIGATION?

    My State Farm agent told me to Lawyer Up and Sue for $10,000,000. The Arizona adjuster team told me that if I wanted my California home restored to pre-loss condition, LITIGATION WAS REQUIRED. Yikes… I couldn’t find that in the policy either…. Something the agent and adjusters just made up?

    “Insurance Professionals
    Paul Davis offers a full range of contents restoration, property damage cleanup and reconstruction expertise as a result of fire, water, storm, mold or other disaster. We are multi-peril insurance repair professionals in both commercial and residential properties. Since 1966, the Paul Davis team has served the insurance industry and their policy holding customers to restore more than 2 million properties.

    The Paul Davis staff has thorough restoration, construction, and industry expertise. We are a community of professionals, who have come from different histories rich in experience. The team at Paul Davis is licensed and trained in using IICRC-sanctioned restoration techniques.”
    https://greater-palm-springs.pauldavis.com/insurance-professionals/

    Like

  3. WHERE DOES THE INSURED FIT INTO THIS EQUATION? NO WHERE, IN MY CLAIM…

    “….Our national business development team works with insurance companies across the US, establishing and maintaining mutually beneficial agreements as part of their Preferred Vendor Programs that connect hundreds of Paul Davis franchise offices with agents and adjusters when they need us – 24/7….”

    https://pauldavis.com/preferred-vendor-programs/

    “The Paul Davis franchise network is experienced in participating in Preferred Vendor Programs – consistently performing work to the exact standards and specifications required of each. Our goal is to help you manage your claims costs while ensuring policyholder satisfaction.”

    Like

  4. “We [ PAUL DAVIS ] also have an array of company spokespersons and thought leaders that are well versed on a variety of property damage emergency services and reconstruction topics available for interview. For more information, please contact rhonda@sandersonpr.com

    [ If you reach out to Rhonda Sanderson, tell her that Linda in California says hello, and that matters escalated since 2019; which she probably already knows… unfortunate that none of the corporate executives gave a hoot about what happened at my Little House on the Mesa … more videos here: InsurerWars.com ]

    Restoration & Remediation Magazine

    “Paul Davis Shows Off Refreshed Brand“

    “Paul Davis Shows Off Refreshed Branding [CIRCA 2015]
    New look unveiled after unification of Paul Davis U.S. and Paul Davis Canada
    https://www.randrmagonline.com/articles/86464-paul-davis-shows-off-refreshed-branding

    Like

  5. AEG says “PUT US TO THE TEST” … State Farm did put them to the test in February and March 2019, and they were again deployed in August 2019. Their equipment was perhaps malfunctioning? They saw no mold where others found catastrophic levels of toxicity.

    “Get Your Air Quality Tested Today
    At American Environmental Group, we are committed to providing you with the best experience possible. We perform all sampling using NIOSH, EPA, and OSHA methods and adhere to recommended levels established by the EPA California Human Health Screening Levels (CHHSL) for Indoor Air and Soil Gas. Don’t wait to schedule your air quality sample and survey, contact us today!”

    See their LITIGATION SUPPORT SERVICES page… https://www.americanenv.com/services/litigation-support/ that includes descriptions of their services.. including but not limited to Indoor AirQuality Testing, Mold Surveys including Initial Mold Assessment and Post Remediation Mold Inspections ..

    https://www.americanenv.com/services/indoor-air-quality-testing/

    https://www.americanenv.com/services/mold-survey/
    https://www.americanenv.com/services/mold-survey/initial-mold-assessment/
    https://www.americanenv.com/services/mold-survey/post-remediation-mold-inspection/

    Their legal counsel breaks down the types of mold clearance testings comparing to “a chevy and a cadillac” and suggested that the flaws in their reports that contributed to the damage at my home in 2019 were likely because the adjuster selected the less expensive test, the chevy test. I wonder if that meet NIOSH, EPA, OSHA AND IICRC standards of practice and guidelines. Sounds kind of weird, and absolutely ineffective, evidenced by the catastrophic damage at my home.

    They recently conducted an “inspection” of my home in February 2022, that I had to have demolished, remediated and rebuilt in 2020/2021 .. I was told they would be doing “invasive inspections” AT MY EXPENSE.

    Sounded like they were threatening to come to my home and knock holes in all the walls. They later said there would be no invasive testing in the Court papers. That was pretty scary and I was told not to be here alone when they arrived. Weird that the 3 attorneys came, 2 contractors and nobody from AEG. They didn’t even hardly speak to me, one attorney did not even enter the house, and … THEY DID NOT DO ANY AIR QUALITY TESTING… they know that the last reports of summer 2021 had unsatisfactory results…

    So complicated…. I do not recommend this company. They appear to work directly for State Farm. I do not recommend State Farm either, although I have been a policy holder over 50 years. Their treatment of elderly disabled people is… dangerous and reprehensible, to say the very least.

    Like

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