All I wanted was a roof to replace the one that blew off. Today I cannot see the Joshua Tree National Park due to another #California fire and the #wildfire smoke.
[Connect more dots about health and safety; Learn more about lethality of #WildFire smoke and radioactive particulates in the MillionAWeekClub.com blog and/or video channel.. See more in the Chernobyl Assessment of Radiological and Health Impacts – 2002 Update of Chernobyl Ten Years On.]
What I got INSTEAD was an ongoing lesson in RICO level racketeering, elder abuse, abuse and targeting of Disabled American women…. while my house was destroyed, my health was destroyed and my finances ransacked by State Farm Preferred Vendors, and other contractors who came to ‘clean up the mess’.
Wow! Is that the New America? INSURANCE COMPANIES DESTROY, LOOT, THREATEN, EXTORT THEN IGNORE?
Didn’t some famous people say something profound about being ignored by enemies of humanity?
“First they ignore you, then they laugh at you, then they fight you, then you win”
Meanwhile, I live in my kitchen now…. the only part of the house with insulation, flooring, walls and light fixtures.
I was in a hotel in February March 2020 again, UNTIL MEDICAL MARSHALL LAW CLOSED THE HOTEL AND FORCED ME BACK INTO MY MOLD CONTAMINATED PROPERTY (last year I was in a hotel February to June 2019; from June 2019 thru February 2020- toxic mold exposure because of the efforts to conceal crimes by coverup of partially demolished & unremediated walls- the toxic mold exposure was off the charts) Then, after threats from one of the PreferredVendors, I returned home early (June 2019), only to find the house grossly contaminated with toxic mold, and denied accommodations to escape the mold they had caused.
State Farm said sorry not sorry— you’re not covered for loss of use of your home for mold. BUT STATE FARM AND IT’S TEAMS OF CROOKS CAUSED THE MOLD CONTAMINATION BY DELAYING THE ROOF FOR 40 DAYS CAUSING CATASTROPHIC WATER DAMAGE TO THE ENTIRE HOUSE AND ALL MY STUFF!
DUDES, THAT IS CRIMINAL CONDUCT. CALL IT VANDALISM BUT PAY UP!!! THE CLAIM WAS NOT HANDLED ‘CORRECTLY’ — IT WAS HANDLED WITH APPEARANCE OF CONSPIRACY AND COVERUP OF RICO LEVEL INSURANCE FRAUD!
STATE FARM adjusters, management and even the CEO, Michael Tipsord, allege that the claim was handled correctly.
CAUSING 40 DAYS OF UNABATED WATER INTRUSION WHILE YOUR ADJUSTER/CLAIMS OFFICE SUPERVISED A PISSING CONTEST BETWEEN YOUR PREFERRED VENDORS IS AN ODD WAY TO ‘CORRECTLY HANDLE THE CLAIM’ — read my emails; you have all the evidence in your “working files.”
THE EXPERTS SUGGEST MOLD CAN DEVELOP WITHIN 24-48-72 HOURS.
SO WHY DO YOU THINK THERE IS MOLD IN MY HOUSE WHEN STATE FARM CAUSED 40 DAYS OF WATER INTRUSION—WATER POURING INTO THE HOUSE, ON ALL MY STUFF, IN MY WALLS, ON MY FLOORS, THROUGH MY FIXTURES…..
DO YOU THINK 40 DAYS OF WATER INTRUSION COULD BE A FACTOR IN MOLD? DOES IT SEEM CRIMINAL THAT THE EXPERTS KNOWINGLY AUTHORIZED REPLACEMENT OF WALLS TO COVER UP THE CRIMES OF MICROBIAL GROWTH, WITH INTENT TO KILL OR AT LEAST SILENCE THE HOMEOWNER?
ASSIGNED PREFERRED VENDORS DO NOT PASS THE SMELL TEST FOR HANDLING A CLAIM CORRECTLY.
I WOULD HAVE BEEN BETTER OFF IN ALL WAYS HAD STATE FARM SIMPLY DENIED THE CLAIM, TOLD ME TO TAKE A HIKE AND CALL A ROOFER. $7,000 FOR A ROOF, A WEEK OR SO IN A HOTEL, PER DIEM, CLEAN UP OF WATER DAMAGED STUFF, AND THEN, BACK TO LIFE. INSTEAD, STATE FARM PAYS OUT OVER $100,000 AND THE HOUSE IS NOT HABITABLE FOR SOMEONE WITH CERTAIN DISABILITIES.
TOXIC MOLD EXPOSURE CAUSED BY STATE FARM AND IT’S TEAMS OF CROOKS MUST BE TREATED AS CRIMINAL ACTIONS, AT THE VERY LEAST, RECKLESS ENDANGERMENT. LOOK AT THE MEDICAL REPORTS AND GALLERY OF PICTURES.
I WOULD HAVE CALLED A ROOFER, GOT A NEW ROOF ON, STAYED IN A HOTEL A COUPLE DAYS, AND RESUME LIFE IN MID FEBRUARY 2019 HAD STATE FARM NOT DECEIVED ME BY TELLING ME THE PREFERRED VENDOR PROGRAM WAS REQUIRED BY MY POLICY TERMS. (They lied later and said they never said that, & allegedly mailed a letter on or about February 28, 2019 indicating they were only kidding, the PreferredVendor program is optional, not mandatory– mail from State Farm seems to take the slowboat from China, or about 10 days for delievery– long after the damage & destruction was initiated).
All the big damage was done in February/March 2019, when we were working under the false directive that the PREFERRED VENDOR PROGRAM WAS ABSOLUTELY REQUIRED. MONTHS OF MICROBIAL GROWTH FOLLOWED AND HAVE NOT BEEN COMPLETEDLY REMEDIATED. VENDORS WOULD NOT EVEN PROVIDE A WRITTEN ESTIMATE FOR ANYTHING, UNTIL “APPROVED BY THE CLIENT, STATE FARM”
BUT NO!!! STATE FARM ADJUSTER WITH 30 YEARS EXPERIENCE LIED TO ME AND TOLD ME I HAD TO USE THEIR PREFERRED VENDOR PROGRAM. 12 PINOCCHIOS FOR STATE FARM PHOENIX CLAIMS OFFICE.
WHEN I REPEATEDLY REPORTED HOW THEY WERE NOT FIXING THE ROOF, THE RAIN WAS STILL POURING IN ALL MONTH, AND THEY WERE SIMPLY TURNING A $10,000 CLAIM INTO ONE OF OVER $100,000 OR MORE, THE ADJUSTER SAID, “LINDA, NOBODY LIKES THE STATE FARM VENDOR PROGRAM, BUT WE’RE STUCK WITH IT.”
BY THE FIRST WEEK IN MARCH 2019, I CRIED AND BEGGED FOR AUTHORIZATION TO DISMISS THEIR USEFUL IDIOTS AKA PREFERRED VENDORS, AND GET AUTHORIZATION TO HIRE A LEGITIMATE GENERAL CONTRACTOR. IT WAS AUTHORIZED, AND I WAS FURTHER LED TO BELIEVE THAT THE FIELD ADJUSTER WAS REQUIRED TO APPROVE THE REPLACEMENT CONTRACTOR IN A FACE-TO-FACE MEETING, WHICH HAPPENED IN EARLY MARCH 2019.
THE STATE FARM ADJUSTER WITH 30 YEARS EXPERIENCE DISPATCHED A COMPANY TO TEST FOR MOLD AND GET A BUILD-BACK AUTHORIZATION AFTER THE 40 DAYS OF UNABATED WATER INTRUSION. IT WAS ORDERED BY STATE FARM, SENT TO STATE FARM AND BUILD BACK WAS AUTHORIZED BY STATE FARM’S ADJUSTER.
TURNS OUT, THE REPORT APPEARS FRAUDULENT AS IT DIDN’T SEEM TO FIND ONE ITTY BITTY MOLD SPORE AFTER 40 DAYS OR WATER INTRUSION. I CALLED THEM BACK IN AUGUST 2019 TO TEST THE ENTIRE HOUSE, AND THE REPORT WAS NEARLY AS FRAUDULENT, AND CLEARLY SUPPORTIVE OF COVERING UP THE DAMAGES CAUSED BY STATE FARM AND IT’S PREFERRED VENDORS IN FEBRUARY 2019.
IT’S BEYOND BAD FAITH NOW…. IT HAS CROSSED THE LINES OF CONSPIRACY TO COMMIT INSURANCE FRAUD AND RECKLESS ENDANGERMENT, AND LIKELY CHARGES OF POISONING WITH INTENT TO COVER UP CRIMES AND KILL THE HOMEOWNER ARE PROSECUTABLE.
ALL I WANTED WAS A ROOF, GUYS, SO I COULD GET BACK TO REPORTING ON NUCLEAR ANNIHILATION. CONNECTING THE DOTS TO THE NATIONAL CRISIS OF MOLD CONTAMINATION HAS CERTAINLY OPENED UP A WHOLE NEW CAN OF WORMS EXPOSING SWATHS OF PSYCHOPATHS.
OK…… More follow. Just keeping y’all posted!
WE ARE THE MEDIA NOW— SO BE IT.
PS…. Apologies to non-StateFarm and PreferredVendor readers… I was ‘at one’ with having this conversation with the perps
PS – Hopefully between the Department of Insurance Commissioner, Ricardo Lara and the Contractor Board in California, resolution will happen immediately, and the cases willl be forwarded back to the State Attorney General, Xavier Becerra. Meanwhile, it remains in the Court of Public Opinion
Friends don’t let Friends Stay Ignorant — thanks for reading, watching, subscribing and sharing. WE ARE THE MEDIA NOW. LET’S GO.